UMB銀行，全國協會-FDIC證書編號：8273 2022年9月30日投保銀行和儲蓄協會狀況綜合報告 所有時間表以數千美元為單位報告。除非另有説明，否則報告截至本季度最後一個工作日的未償還金額。 時間表RC 資產負債表 以千為單位的美元金額 資產 1.存款機構的現金和到期餘額(來自時間表RC-A)： 1.a. 1.b. 2.證券： 2.a. 2.b. 2.c. 3.聯邦基金出售和購買的證券轉售協議： 3.a. 3.b. 4.貸款和租賃融資應收賬款(來自附表RC-C)： 4.a. 4.b. 4.c. 4.d. 5. 6. 7. 8. 9. 10. 11. 12. Liabilities 13.存款： a國內辦事處(附表RC-E中A和C欄的總數之和，第I部分) 13.a. 13.a.1. 13.a.2. b.在駐外辦事處、Edge和協議子公司以及IBF (見附表RC-E，第二部分) 13.b. 13.b.1. 13.b.2. 14.根據repurchase： 14.a. 14.b. 15. 16. 1 Includes協議買入和賣出的聯邦基金和證券收款過程中的現金項目和未過帳的借方。 2 包括不持有用於交易的定期存單。 3 已採用ASU2016-13年的機構應第2.a項中報告扣除任何適用的信貸損失準備金後的數額，第2.a項應等於附表RC-B，第8項，A欄，減去附表RI-B，第二部分，第7項，B欄。有關股權證券投資會計的詳細信息，請參閲本項目的説明和《證券活動》的詞彙表條目。 5 包括所有證券轉售協議, 無論期限如何。採用ASU 2016-13的機構應在3.b和11項中報告扣除任何適用的信貸損失撥備的金額。已採用ASU 2016-13的機構應在4.c項中報告貸款和租賃的信用損失準備。 8 包括無息、活期、定期和儲蓄存款。 9 在附表RC第16項中報告隔夜聯邦住房貸款銀行墊款。“其他借來的錢。” 10 包括所有證券回購協議，無論到期日。 FFIEC031 第17頁，共89頁 rc-1 rcfd 金額 a.無息餘額及貨幣和硬幣(1)....................................................................... 0081 388，556 b.計息餘額(2)............................................................................................................................. 0071 1，A.持有至到期證券(見附表RC-B，A欄)(3)............................................................................. JJ34 5,835，187可供出售的債務證券(見附表RC-B，D)......................................................................... 1773 7,128欄，238[br}c.公允價值易於確定的股權證券不是為交易(4)....................................................... JA22 10，而持有的157 a.聯邦基金sold............................................................................................................................................ RCON B987 9，B.根據轉售協議購買的證券(5，6)................................................................................... RCFD B989 707, Sale.....................................................................................................持有的貸款和租約..................... 5369 2，B.為investment............................................................................. B528 19,883持有的貸款和租賃，減去貸款和租賃損失準備(7)................................................................. 3123 184,913 d.為投資而持有的貸款和租賃，扣除津貼(項目4.B減去4.c)......................................................... B529 19,698，交易資產(摘自附表RC-D)........................................................................................................................... 3545 8，房舍和固定資產(包括資本化的leases).............................................................................................. 2145 210，206 7.擁有的其他房地產(見附表RC-M)......................................................................................................8.對未合併子公司及相關companies..................................................................... 2130 0 的投資9.對房地產企業的直接和間接投資.............................................................................................. 3656 0 10.無形資產(來自附表RC-M)...................................................................................................................... 2143 155，167br}11.其他資產(來自附表RC-F)(6)...................................................................................................... 2160 1，422, 12.總資產(項目1至11)........................................................................................................的總和..... 2170 37，314511 RCon 2200 32,014,996 (1)無息(8).................................................................................... RCON 6631 14,085，537 (2)Interest-bearing................................................................................................ RCON 6636 17,929，459 rcfn 2200 0 (1)Noninterest-bearing......................................................................................... RCFN 6631{Br}0 (2)Interest-bearing................................................................................................ RCFN 6636 0A.在國內辦公室購買的聯邦基金(9).............................................................................................. RCON B993 54，根據回購(10)..................................................................................... RCFD B995 2,259的協議出售的證券，15.交易負債(見附表RC-D).........................................................................................................16.其他借款(包括抵押貸款債務)(自Schedule RC-M).......................................... RCFD 3190 0 Reporting期間：9月30日，2022 2022年10月27日上午9：10

Umb Bank, National Association - FDIC Certificate Number: 8273 Schedule RC — Continued Dollar Amounts in Thousands Liabilities - continued 17. and 18. Not applicable 19. 20. 21. 22. Not applicable Equity Capital Bank Equity Capital 23. 24. 25. 26.a. 26.b. 26.c. 27.a. 27.b. 28. 29. Memoranda To be reported with the March Report of Condition. 1. Indicate in the box at the right the number of the statement below that best describes the most comprehensive level of auditing work performed for the bank by independent external M.1. 1a = An integrated audit of the reporting institution's financial 2b = An audit of the reporting institution's parent holding statements and its internal control over financial reporting company's consolidated financial statements only conducted in conducted in accordance with the standards of the American accordance with the auditing standards of the AICPA or the Institute of Certified Public Accountants (AICPA) or the Public PCAOB by an independent public accountant that submits Company Accounting Oversight Board (PCAOB) by an indepen- a report on the consolidated holding company (but not on dent publicaccountant that submits a report on the institution the institution separately) 1b = An audit of the reporting institution's financial statements only 3 = This number is not to be used conducted in accordance with the auditing standards of the 4 = Directors' examination of the bank conducted in accordance AICPA or the PCAOB by an independent public accountant that with generally accepted auditing standards by a certified public submits a report on the institution accounting firm (may be required by state-chartering authority) 2a = An integrated audit of the reporting institution's parent 5 = Directors' examination of the bank performed by other external holding company's consolidated financial statements and its auditors (may be required by state-chartering authority) internal control over financial reporting conducted in 6 = Review of the bank's financial statements by external auditors accordance with the standards of the AICPA or the PCAOB by 7 = Compilation of the bank's financial statements by external an independent public accountant that submits a report on the auditors consolidated holding company (but not on the 8 = Other audit procedures (excluding tax preparation work) institution separately) 9 = No external audit work To be reported with the March Report of Condition. M.2. 1 Includes limited-life preferred stock and related surplus. 2 Includes, but is not limited to, net unrealized holding gains (losses) on available-for-sale securities, accumulated net gains (losses) on cash flow hedges, cumulative foreign currency translation adjustments, and accumulated defined benefit pension and other postretirement plan adjustments. 3 Includes treasury stock and unearned Employee Stock Ownership Plan shares. FFIEC 031 Page 18 of 89 RC-2 RCFD Amount 19. Subordinated notes and debentures (1)...................................................................................................................... 3200 0 20. Other liabilities (from Schedule RC-G)......................................................................................................................... 2930 496,063 21. Total liabilities (sum of items 13 through 20).............................................................................................................. 2948 34,825,227 23. Perpetual preferred stock and related surplus............................................................................................................ 3838 0 24. Common stock............................................................................................................................................................. 3230 21,250 25. Surplus (excludes all surplus related to preferred stock)............................................................................................. 3839 1,024,822 26. a. Retained earnings.................................................................................................................................................... 3632 2,206,697 b. Accumulated other comprehensive income (2)....................................................................................................... B530 (763,485) c. Other equity capital components (3)........................................................................................................................ A130 0 27. a. Total bank equity capital (sum of items 23 through 26.c)........................................................................................ 3210 2,489,284 b. Noncontrolling (minority) interests in consolidated subsidiaries............................................................................ 3000 0 28. Total equity capital (sum of items 27.a and 27.b)........................................................................................................ G105 2,489,284 29. Total liabilities and equity capital (sum of items 21 and 28)........................................................................................ 3300 37,314,511 RCFD Number auditors as of any date during 2021................................................................................................................................. 6724 NR RCON Date 2. Bank's fiscal year-end date (report the date in MMDD format)...................................................................................... 8678 NR Reporting Period: September 30, 2022 October 27, 2022 9:10 AM