UMB银行，全国协会-FDIC证书编号：8273 2022年9月30日投保银行和储蓄协会状况综合报告 所有时间表以数千美元为单位报告。除非另有说明，否则报告截至本季度最后一个工作日的未偿还金额。 时间表RC 资产负债表 以千为单位的美元金额 资产 1.存款机构的现金和到期余额(来自时间表RC-A)： 1.a. 1.b. 2.证券： 2.a. 2.b. 2.c. 3.联邦基金出售和购买的证券转售协议： 3.a. 3.b. 4.贷款和租赁融资应收账款(来自附表RC-C)： 4.a. 4.b. 4.c. 4.d. 5. 6. 7. 8. 9. 10. 11. 12. Liabilities 13.存款： a国内办事处(附表RC-E中A和C栏的总数之和，第I部分) 13.a. 13.a.1. 13.a.2. b.在驻外办事处、Edge和协议子公司以及IBF (见附表RC-E，第二部分) 13.b. 13.b.1. 13.b.2. 14.根据repurchase： 14.a. 14.b. 15. 16. 1 Includes协议买入和卖出的联邦基金和证券收款过程中的现金项目和未过帐的借方。 2 包括不持有用于交易的定期存单。 3 已采用ASU2016-13年的机构应第2.a项中报告扣除任何适用的信贷损失准备金后的数额，第2.a项应等于附表RC-B，第8项，A栏，减去附表RI-B，第二部分，第7项，B栏。有关股权证券投资会计的详细信息，请参阅本项目的说明和《证券活动》的词汇表条目。 5 包括所有证券转售协议, 无论期限如何。采用ASU 2016-13的机构应在3.b和11项中报告扣除任何适用的信贷损失拨备的金额。已采用ASU 2016-13的机构应在4.c项中报告贷款和租赁的信用损失准备。 8 包括无息、活期、定期和储蓄存款。 9 在附表RC第16项中报告隔夜联邦住房贷款银行垫款。“其他借来的钱。” 10 包括所有证券回购协议，无论到期日。 FFIEC031 第17页，共89页 rc-1 rcfd 金额 a.无息余额及货币和硬币(1)....................................................................... 0081 388，556 b.计息余额(2)............................................................................................................................. 0071 1，A.持有至到期证券(见附表RC-B，A栏)(3)............................................................................. JJ34 5,835，187可供出售的债务证券(见附表RC-B，D)......................................................................... 1773 7,128栏，238[br}c.公允价值易于确定的股权证券不是为交易(4)....................................................... JA22 10，而持有的157 a.联邦基金sold............................................................................................................................................ RCON B987 9，B.根据转售协议购买的证券(5，6)................................................................................... RCFD B989 707, Sale.....................................................................................................持有的贷款和租约..................... 5369 2，B.为investment............................................................................. B528 19,883持有的贷款和租赁，减去贷款和租赁损失准备(7)................................................................. 3123 184,913 d.为投资而持有的贷款和租赁，扣除津贴(项目4.B减去4.c)......................................................... B529 19,698，交易资产(摘自附表RC-D)........................................................................................................................... 3545 8，房舍和固定资产(包括资本化的leases).............................................................................................. 2145 210，206 7.拥有的其他房地产(见附表RC-M)......................................................................................................8.对未合并子公司及相关companies..................................................................... 2130 0 的投资9.对房地产企业的直接和间接投资.............................................................................................. 3656 0 10.无形资产(来自附表RC-M)...................................................................................................................... 2143 155，167br}11.其他资产(来自附表RC-F)(6)...................................................................................................... 2160 1，422, 12.总资产(项目1至11)........................................................................................................的总和..... 2170 37，314511 RCon 2200 32,014,996 (1)无息(8).................................................................................... RCON 6631 14,085，537 (2)Interest-bearing................................................................................................ RCON 6636 17,929，459 rcfn 2200 0 (1)Noninterest-bearing......................................................................................... RCFN 6631{Br}0 (2)Interest-bearing................................................................................................ RCFN 6636 0A.在国内办公室购买的联邦基金(9).............................................................................................. RCON B993 54，根据回购(10)..................................................................................... RCFD B995 2,259的协议出售的证券，15.交易负债(见附表RC-D).........................................................................................................16.其他借款(包括抵押贷款债务)(自Schedule RC-M).......................................... RCFD 3190 0 Reporting期间：9月30日，2022 2022年10月27日上午9：10

Umb Bank, National Association - FDIC Certificate Number: 8273 Schedule RC — Continued Dollar Amounts in Thousands Liabilities - continued 17. and 18. Not applicable 19. 20. 21. 22. Not applicable Equity Capital Bank Equity Capital 23. 24. 25. 26.a. 26.b. 26.c. 27.a. 27.b. 28. 29. Memoranda To be reported with the March Report of Condition. 1. Indicate in the box at the right the number of the statement below that best describes the most comprehensive level of auditing work performed for the bank by independent external M.1. 1a = An integrated audit of the reporting institution's financial 2b = An audit of the reporting institution's parent holding statements and its internal control over financial reporting company's consolidated financial statements only conducted in conducted in accordance with the standards of the American accordance with the auditing standards of the AICPA or the Institute of Certified Public Accountants (AICPA) or the Public PCAOB by an independent public accountant that submits Company Accounting Oversight Board (PCAOB) by an indepen- a report on the consolidated holding company (but not on dent publicaccountant that submits a report on the institution the institution separately) 1b = An audit of the reporting institution's financial statements only 3 = This number is not to be used conducted in accordance with the auditing standards of the 4 = Directors' examination of the bank conducted in accordance AICPA or the PCAOB by an independent public accountant that with generally accepted auditing standards by a certified public submits a report on the institution accounting firm (may be required by state-chartering authority) 2a = An integrated audit of the reporting institution's parent 5 = Directors' examination of the bank performed by other external holding company's consolidated financial statements and its auditors (may be required by state-chartering authority) internal control over financial reporting conducted in 6 = Review of the bank's financial statements by external auditors accordance with the standards of the AICPA or the PCAOB by 7 = Compilation of the bank's financial statements by external an independent public accountant that submits a report on the auditors consolidated holding company (but not on the 8 = Other audit procedures (excluding tax preparation work) institution separately) 9 = No external audit work To be reported with the March Report of Condition. M.2. 1 Includes limited-life preferred stock and related surplus. 2 Includes, but is not limited to, net unrealized holding gains (losses) on available-for-sale securities, accumulated net gains (losses) on cash flow hedges, cumulative foreign currency translation adjustments, and accumulated defined benefit pension and other postretirement plan adjustments. 3 Includes treasury stock and unearned Employee Stock Ownership Plan shares. FFIEC 031 Page 18 of 89 RC-2 RCFD Amount 19. Subordinated notes and debentures (1)...................................................................................................................... 3200 0 20. Other liabilities (from Schedule RC-G)......................................................................................................................... 2930 496,063 21. Total liabilities (sum of items 13 through 20).............................................................................................................. 2948 34,825,227 23. Perpetual preferred stock and related surplus............................................................................................................ 3838 0 24. Common stock............................................................................................................................................................. 3230 21,250 25. Surplus (excludes all surplus related to preferred stock)............................................................................................. 3839 1,024,822 26. a. Retained earnings.................................................................................................................................................... 3632 2,206,697 b. Accumulated other comprehensive income (2)....................................................................................................... B530 (763,485) c. Other equity capital components (3)........................................................................................................................ A130 0 27. a. Total bank equity capital (sum of items 23 through 26.c)........................................................................................ 3210 2,489,284 b. Noncontrolling (minority) interests in consolidated subsidiaries............................................................................ 3000 0 28. Total equity capital (sum of items 27.a and 27.b)........................................................................................................ G105 2,489,284 29. Total liabilities and equity capital (sum of items 21 and 28)........................................................................................ 3300 37,314,511 RCFD Number auditors as of any date during 2021................................................................................................................................. 6724 NR RCON Date 2. Bank's fiscal year-end date (report the date in MMDD format)...................................................................................... 8678 NR Reporting Period: September 30, 2022 October 27, 2022 9:10 AM