立即释放 |
有关详细信息，请访问： 詹姆斯·R·戈登，执行副总裁兼首席财务官 325.627.7155
|
First Financial BankShares宣布2022年第三季度收益
亚洲网得克萨斯州阿比林10月20日电第一金融银行股份有限公司(下称“公司”)(纳斯达克代码：FIN)今天公布，2022年第三季度收益为5,934万美元，而去年同期为5,893万美元。2022年第三季度和2021年第三季度的稀释后每股收益均为0.41美元。截至2022年9月30日，公司在此前宣布的股份回购授权下仍有475万股股份。截至2022年9月30日，该公司已以38.61美元的平均价格回购了245,559股普通股。
如下文进一步描述的那样，与去年同期相比，本季度的业绩包括资产负债表持续增长带来的净利息收入增加737万美元。净利息收入的变化包括购买力平价贷款发放费和利息与去年同期相比下降819万美元。此外，与去年同期相比，本季度的业绩受到以下因素的影响：(1)信贷损失准备金增加322万美元；(2)收回贷款利息减少108万美元；(3)借记卡费用减少361万美元；(4)抵押贷款收入减少472万美元。
在第三季度，我们继续保持我们的势头，这是因为我们专注于在我们充满活力的德克萨斯市场提供卓越的客户服务，这在保持存款的同时产生了强劲的贷款增长。我们第三季度的经营业绩反映了整体贷款增长，不包括购买力平价和待售贷款，折合成年率为25.6%，存款增长1914万美元，今年迄今新增9,300多个净账户。“第一金融银行股份有限公司董事长兼首席执行官F·斯科特·杜泽说。我们拥有雄厚的资本，这反映在我们的监管资本比率远远高于要求的水平，同时维持信贷损失和无资金承诺的综合拨备，总额为8499万美元。我们仍然专注于服务我们的客户并提供坚实的结果，同时积极管理当前利率、监管和经济环境的影响。我们感谢我们的客户、股东和同事的持续支持。
2022年第三季度的净利息收入为1.0316亿美元，而2021年第三季度的净利息收入为9578万美元。在应税等值基础上，2022年第三季度的净息差为3.32%，而2022年第二季度为3.28%，2021年第三季度为3.41%。净利息收入的增长是由平均可产生利息的资产增加推动的，2022年第三季度增加到125.4亿美元，而一年前为115.8亿美元，部分被购买力平价贷款发放费和利息下降所抵消，2022年第三季度总计6.2万美元，而2021年第三季度为825万美元。截至2022年9月30日，PPP贷款余额总计20.2万美元。
该公司在2022年第三季度记录了322万美元的信贷损失准备金，而2021年第三季度没有信贷损失准备金。公司在2022年第三季度的信贷损失拨备主要是由于强劲的有机贷款增长、无资金承诺的增加以及预测的经济预测指标略有下降，被贷款回收和分类贷款特定准备金减少所抵消。截至2022年9月30日，信贷损失拨备总额为7411万美元，占投资贷款(以下简称“贷款”)的1.18%，而2021年9月30日为6337万美元，占贷款的1.20%。此外，截至2022年9月30日，无资金承诺准备金总额为1088万美元，而截至2021年9月30日为675万美元。
2022年第三季度，净回收总额为112万美元，而2021年第三季度的净回收为123万美元。截至2022年9月30日，不良资产占贷款和丧失抵押品赎回权资产的百分比降至0.39%，而2021年9月30日为0.48%。截至2022年9月30日，分类贷款总额为1.4372亿美元，而2021年9月30日时为1.6577亿美元。
2022年第三季度的非利息收入总额为3094万美元，而2021年第三季度为3773万美元，原因如下：
2022年第三季度的非利息支出总额为5944万美元，而2021年第三季度为6294万美元，原因如下：
该公司的效率比率在2022年第三季度提高到43.76%，而2021年第三季度为45.88%。
截至2022年9月30日，合并总资产为131.1亿美元，而截至2021年9月30日的合并总资产为125.4亿美元。截至2022年9月30日，贷款总额为62.6亿美元，而截至2021年9月30日，贷款总额为52.9亿美元。不包括购买力平价和待售贷款在内的贷款在2022年第三季度增加了3.79亿美元，2022年前九个月增加了9.1911亿美元。截至2022年9月30日，存款总额为111.4亿美元，而2021年9月30日为98.9亿美元。
截至2022年9月30日，股东权益为11.3亿美元，而2022年6月30日和2021年9月30日的股东权益分别为13.3亿美元和17.3亿美元，这是由于过去9个月利率上升导致其他全面收益(OCI)发生变化的结果。截至2022年9月30日，可供出售投资证券组合的未实现亏损总额为6.3242亿美元，而截至2022年6月30日的未实现亏损为4.05亿美元，截至2021年9月30日的未实现收益为1.0945亿美元。
第一金融银行股份有限公司简介
First Financial BankShares，Inc.总部设在得克萨斯州阿比林，是一家金融控股公司，通过其子公司First Financial Bank，N.A.在得克萨斯州经营多个银行地区，在德克萨斯州设有78个地点，包括Abilene、Acton、Albany、Aledo、Alvarado、Beaumont、Boyd、Bridgeport、BRock、Bryan、Burleson、College Station、Cisco、Cleburne、Clyde、Conroe、Cut and Shoot、Decatur、Eastland、El Campo、Fort Worth、Fulshill、Glen Rose、Granbury、Grapevine、Hereford、Huntsville、Keller、Kingwood、Magnolia、Mauriceville、Merkel、Midlothian、Minonal Wells、Montgomery、Moran、New Wavly、Decatur、Odessa、Orange、Palos、亚瑟港、游骑兵、新星、罗比、圣安吉洛、南湖、斯蒂芬维尔、斯威特沃特、汤博尔、特伦特、奖杯俱乐部、维多、瓦哈奇、韦瑟福德、威利斯和柳树公园。该公司还经营着北卡罗来纳州的First Financial Trust&Asset Management Company和First Technology Services，Inc.，First Technology Services，Inc.是一家技术运营公司。
该公司在纳斯达克全球精选市场上市，交易代码为FIN。欲了解有关第一金融的更多信息，请访问我们的网站Https://www.ffin.com.
####
本文中包含的某些陈述可被视为1995年私人证券诉讼改革法中定义的“前瞻性陈述”。这些陈述是基于公司管理层的信念以及在公司管理层目前掌握的信息之外所作的假设，可能但不一定是通过诸如“预期”、“计划”、“预期”、“目标”、“预测”和“目标”等词语来确定的。由于此类“前瞻性陈述”受风险和不确定因素的影响，实际结果可能与此类前瞻性陈述所表达或暗示的结果大不相同。可能导致实际结果与公司预期大相径庭的因素包括：来自其他金融机构和金融控股公司的竞争；贸易、货币和财政政策和法律的影响和变化，包括联邦储备委员会的利率政策；石油和天然气价格以及疫情的经济影响；贷款需求的变化；抵押品和贷款储备价值的波动；通货膨胀、利率、市场和货币波动；消费者支出、借贷和储蓄习惯的变化；以及被收购企业的收购和整合，以及类似的变数。其他主要风险在公司提交给美国证券交易委员会的报告中有所描述，这些报告可以在公司网站上的“投资者关系--文件和文件”一节中获得，也可以通过写信或致电325.627.7155获得。除本新闻公告中另有说明外，公司不承担任何因新信息、未来事件或其他原因而公开更新或修改任何前瞻性陈述的义务。
第一金融银行股份有限公司
综合财务摘要(未经审计)
(以千为单位，不包括每股和每股数据)
|
自.起 |
||||||||||||||||||||||||
|
|
2022 |
|
|
|
2021 |
|
|
|||||||||||||||||
资产 |
|
9月30岁， |
|
|
|
6月30日， |
|
|
|
Mar. 31, |
|
|
|
Dec. 31, |
|
|
|
9月30岁， |
|
|
|||||
现金和银行到期款项 |
$ |
|
227,298 |
|
|
$ |
|
242,665 |
|
|
$ |
|
203,187 |
|
|
$ |
|
205,053 |
|
|
$ |
|
201,901 |
|
|
银行有息活期存款 |
|
|
138,484 |
|
|
|
|
222,899 |
|
|
|
|
394,566 |
|
|
|
|
323,535 |
|
|
|
|
359,241 |
|
|
投资证券 |
|
|
5,745,443 |
|
|
|
|
6,215,036 |
|
|
|
|
6,502,495 |
|
|
|
|
6,573,179 |
|
|
|
|
6,119,984 |
|
|
持有用于投资的贷款，不包括购买力平价贷款 |
|
|
6,255,286 |
|
|
|
|
5,876,281 |
|
|
|
|
5,550,430 |
|
|
|
|
5,336,179 |
|
|
|
|
5,147,160 |
|
|
购买力平价贷款 |
|
|
202 |
|
|
|
|
2,301 |
|
|
|
|
15,739 |
|
|
|
|
52,793 |
|
|
|
|
139,334 |
|
|
为投资而持有的贷款总额 |
|
|
6,255,488 |
|
|
|
|
5,878,582 |
|
|
|
|
5,566,169 |
|
|
|
|
5,388,972 |
|
|
|
|
5,286,494 |
|
|
信贷损失准备 |
|
|
(74,108 |
) |
|
|
|
(71,932 |
) |
|
|
|
(66,913 |
) |
|
|
|
(63,465 |
) |
|
|
|
(63,370 |
) |
|
为投资而持有的净贷款 |
|
|
6,181,380 |
|
|
|
|
5,806,650 |
|
|
|
|
5,499,256 |
|
|
|
|
5,325,507 |
|
|
|
|
5,223,124 |
|
|
持有待售贷款 |
|
|
18,815 |
|
|
|
|
26,445 |
|
|
|
|
27,670 |
|
|
|
|
37,810 |
|
|
|
|
47,721 |
|
|
房舍和设备，净额 |
|
|
152,646 |
|
|
|
|
149,280 |
|
|
|
|
150,168 |
|
|
|
|
149,764 |
|
|
|
|
147,516 |
|
|
商誉 |
|
|
313,481 |
|
|
|
|
313,481 |
|
|
|
|
313,481 |
|
|
|
|
313,481 |
|
|
|
|
313,481 |
|
|
其他无形资产 |
|
|
2,352 |
|
|
|
|
2,658 |
|
|
|
|
2,978 |
|
|
|
|
3,298 |
|
|
|
|
3,689 |
|
|
其他资产 |
|
|
330,445 |
|
|
|
|
281,098 |
|
|
|
|
220,399 |
|
|
|
|
170,834 |
|
|
|
|
126,601 |
|
|
总资产 |
$ |
|
13,110,344 |
|
|
$ |
|
13,260,212 |
|
|
$ |
|
13,314,200 |
|
|
$ |
|
13,102,461 |
|
|
$ |
|
12,543,258 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
负债和股东权益 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
无息存款 |
$ |
|
4,200,792 |
|
|
$ |
|
4,104,034 |
|
|
$ |
|
3,978,724 |
|
|
$ |
|
3,780,230 |
|
|
$ |
|
3,574,405 |
|
|
计息存款 |
|
|
6,941,326 |
|
|
|
|
7,018,949 |
|
|
|
|
7,021,101 |
|
|
|
|
6,786,258 |
|
|
|
|
6,318,712 |
|
|
总存款 |
|
|
11,142,118 |
|
|
|
|
11,122,983 |
|
|
|
|
10,999,825 |
|
|
|
|
10,566,488 |
|
|
|
|
9,893,117 |
|
|
借款 |
|
|
774,581 |
|
|
|
|
768,364 |
|
|
|
|
758,595 |
|
|
|
|
671,152 |
|
|
|
|
648,679 |
|
|
应付交易日 |
|
|
- |
|
|
|
|
- |
|
|
|
|
- |
|
|
|
|
- |
|
|
|
|
174,236 |
|
|
其他负债 |
|
|
61,030 |
|
|
|
|
39,847 |
|
|
|
|
67,031 |
|
|
|
|
105,597 |
|
|
|
|
93,491 |
|
|
股东权益 |
|
|
1,132,615 |
|
|
|
|
1,329,018 |
|
|
|
|
1,488,749 |
|
|
|
|
1,759,224 |
|
|
|
|
1,733,735 |
|
|
总负债和股东权益 |
$ |
|
13,110,344 |
|
|
$ |
|
13,260,212 |
|
|
$ |
|
13,314,200 |
|
|
$ |
|
13,102,461 |
|
|
$ |
|
12,543,258 |
|
|
|
截至的季度 |
||||||||||||||||||||||||
|
|
2022 |
|
|
|
2021 |
|
|
|||||||||||||||||
损益表 |
|
9月30岁， |
|
|
|
6月30日， |
|
|
|
Mar. 31, |
|
|
|
Dec. 31, |
|
|
|
9月30岁， |
|
|
|||||
利息收入 |
$ |
|
112,728 |
|
|
$ |
|
101,981 |
|
|
$ |
|
97,009 |
|
|
$ |
|
95,995 |
|
|
$ |
|
97,198 |
|
|
利息支出 |
|
|
9,572 |
|
|
|
|
3,199 |
|
|
|
|
1,570 |
|
|
|
|
1,187 |
|
|
|
|
1,416 |
|
|
净利息收入 |
|
|
103,156 |
|
|
|
|
98,782 |
|
|
|
|
95,439 |
|
|
|
|
94,808 |
|
|
|
|
95,782 |
|
|
信贷损失准备金 |
|
|
3,221 |
|
|
|
|
5,350 |
|
|
|
|
4,782 |
|
|
|
|
2,064 |
|
|
|
|
- |
|
|
扣除信贷损失准备后的净利息收入 |
|
|
99,935 |
|
|
|
|
93,432 |
|
|
|
|
90,657 |
|
|
|
|
92,744 |
|
|
|
|
95,782 |
|
|
非利息收入 |
|
|
30,943 |
|
|
|
|
37,317 |
|
|
|
|
34,881 |
|
|
|
|
34,903 |
|
|
|
|
37,726 |
|
|
非利息支出 |
|
|
59,442 |
|
|
|
|
58,333 |
|
|
|
|
59,225 |
|
|
|
|
61,672 |
|
|
|
|
62,939 |
|
|
所得税前净收益 |
|
|
71,436 |
|
|
|
|
72,416 |
|
|
|
|
66,313 |
|
|
|
|
65,975 |
|
|
|
|
70,569 |
|
|
所得税费用 |
|
|
12,095 |
|
|
|
|
11,922 |
|
|
|
|
10,341 |
|
|
|
|
10,638 |
|
|
|
|
11,641 |
|
|
净收入 |
$ |
|
59,341 |
|
|
$ |
|
60,494 |
|
|
$ |
|
55,972 |
|
|
$ |
|
55,337 |
|
|
$ |
|
58,928 |
|
|
每普通股数据 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
净收入--基本收入 |
$ |
|
0.42 |
|
|
$ |
|
0.42 |
|
|
$ |
|
0.39 |
|
|
$ |
|
0.39 |
|
|
$ |
|
0.41 |
|
|
净收益--摊薄 |
|
|
0.41 |
|
|
|
|
0.42 |
|
|
|
|
0.39 |
|
|
|
|
0.39 |
|
|
|
|
0.41 |
|
|
宣布的现金股利 |
|
|
0.17 |
|
|
|
|
0.17 |
|
|
|
|
0.15 |
|
|
|
|
0.15 |
|
|
|
|
0.15 |
|
|
账面价值 |
|
|
7.94 |
|
|
|
|
9.32 |
|
|
|
|
10.43 |
|
|
|
|
12.34 |
|
|
|
|
12.17 |
|
|
有形账面价值 |
|
|
5.73 |
|
|
|
|
7.10 |
|
|
|
|
8.21 |
|
|
|
|
10.12 |
|
|
|
|
9.94 |
|
|
市场价值 |
|
|
41.83 |
|
|
|
|
39.27 |
|
|
|
|
44.12 |
|
|
|
|
50.84 |
|
|
|
|
45.95 |
|
|
流通股--期末 |
|
|
142,628,163 |
|
|
|
|
142,586,601 |
|
|
|
|
142,704,495 |
|
|
|
|
142,532,116 |
|
|
|
|
142,467,687 |
|
|
平均流通股-基本 |
|
|
142,524,500 |
|
|
|
|
142,682,251 |
|
|
|
|
142,558,743 |
|
|
|
|
142,437,804 |
|
|
|
|
142,334,449 |
|
|
平均流通股--稀释后 |
|
|
143,126,088 |
|
|
|
|
143,238,669 |
|
|
|
|
143,302,063 |
|
|
|
|
143,251,521 |
|
|
|
|
143,218,920 |
|
|
绩效比率 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
平均资产回报率 |
|
|
1.76 |
|
% |
|
|
1.82 |
|
% |
|
|
1.71 |
|
% |
|
|
1.74 |
|
% |
|
|
1.90 |
|
% |
平均股本回报率 |
|
|
17.31 |
|
|
|
|
17.26 |
|
|
|
|
13.53 |
|
|
|
|
12.63 |
|
|
|
|
13.43 |
|
|
平均有形权益回报率 |
|
|
22.55 |
|
|
|
|
22.27 |
|
|
|
|
16.68 |
|
|
|
|
15.45 |
|
|
|
|
16.43 |
|
|
净息差(税额等值) |
|
|
3.32 |
|
|
|
|
3.28 |
|
|
|
|
3.22 |
|
|
|
|
3.29 |
|
|
|
|
3.41 |
|
|
效率比 |
|
|
43.76 |
|
|
|
|
41.83 |
|
|
|
|
44.16 |
|
|
|
|
46.18 |
|
|
|
|
45.88 |
|
|
第一金融银行股份有限公司
综合财务摘要(未经审计)
(以千为单位，不包括每股和每股数据)
|
九个月结束 |
|||||||||
|
9月30岁， |
|||||||||
损益表 |
|
2022 |
|
|
|
2021 |
|
|
||
利息收入 |
$ |
|
311,718 |
|
|
$ |
|
280,410 |
|
|
利息支出 |
|
|
14,340 |
|
|
|
|
4,855 |
|
|
净利息收入 |
|
|
297,378 |
|
|
|
|
275,555 |
|
|
信贷损失准备金 |
|
|
13,353 |
|
|
|
|
(3,203 |
) |
|
扣除信贷损失准备后的净利息收入 |
|
|
284,025 |
|
|
|
|
278,758 |
|
|
非利息收入 |
|
|
103,141 |
|
|
|
|
107,273 |
|
|
非利息支出 |
|
|
177,000 |
|
|
|
|
180,036 |
|
|
所得税前净收益 |
|
|
210,166 |
|
|
|
|
205,995 |
|
|
所得税费用 |
|
|
34,359 |
|
|
|
|
33,770 |
|
|
净收入 |
$ |
|
175,807 |
|
|
$ |
|
172,225 |
|
|
|
|
|
|
|
|
|
|
|
||
每普通股数据 |
|
|
|
|
|
|
|
|
||
净收入--基本收入 |
$ |
|
1.23 |
|
|
$ |
|
1.21 |
|
|
净收益--摊薄 |
|
|
1.23 |
|
|
|
|
1.20 |
|
|
宣布的现金股利 |
|
|
0.49 |
|
|
|
|
0.43 |
|
|
账面价值 |
|
|
7.94 |
|
|
|
|
12.17 |
|
|
有形账面价值 |
|
|
5.73 |
|
|
|
|
9.94 |
|
|
市场价值 |
$ |
|
41.83 |
|
|
$ |
|
45.95 |
|
|
流通股--期末 |
|
|
142,628,163 |
|
|
|
|
142,467,687 |
|
|
平均流通股-基本 |
|
|
142,588,373 |
|
|
|
|
142,242,783 |
|
|
平均流通股--稀释后 |
|
|
143,246,768 |
|
|
|
|
143,183,792 |
|
|
|
|
|
|
|
|
|
|
|
||
绩效比率 |
|
|
|
|
|
|
|
|
||
平均资产回报率 |
|
|
1.77 |
|
% |
|
|
1.94 |
|
% |
平均股本回报率 |
|
|
15.88 |
|
|
|
|
13.55 |
|
|
平均有形权益回报率 |
|
|
20.20 |
|
|
|
|
16.66 |
|
|
净息差(税额等值) |
|
|
3.27 |
|
|
|
|
3.43 |
|
|
效率比 |
|
|
43.23 |
|
|
|
|
45.73 |
|
|
第一金融银行股份有限公司
选定的财务数据(未经审计)
(单位：千)
|
截至的季度 |
||||||||||||||||||||||||
|
|
2022 |
|
|
|
2021 |
|
|
|||||||||||||||||
贷款损失准备 |
|
9月30岁， |
|
|
|
6月30日， |
|
|
|
Mar. 31, |
|
|
|
Dec. 31, |
|
|
|
9月30岁， |
|
|
|||||
期初余额 |
$ |
|
71,932 |
|
|
$ |
|
66,913 |
|
|
$ |
|
63,465 |
|
|
$ |
|
63,370 |
|
|
$ |
|
62,138 |
|
|
贷款已注销 |
|
|
(293 |
) |
|
|
|
(275 |
) |
|
|
|
(659 |
) |
|
|
|
(3,067 |
) |
|
|
|
(1,475 |
) |
|
贷款回收 |
|
|
1,409 |
|
|
|
|
1,191 |
|
|
|
|
360 |
|
|
|
|
783 |
|
|
|
|
2,707 |
|
|
净回收(冲销) |
|
|
1,116 |
|
|
|
|
916 |
|
|
|
|
(299 |
) |
|
|
|
(2,284 |
) |
|
|
|
1,232 |
|
|
贷款损失准备金 |
|
|
1,060 |
|
|
|
|
4,103 |
|
|
|
|
3,747 |
|
|
|
|
2,379 |
|
|
|
|
- |
|
|
期末余额 |
$ |
|
74,108 |
|
|
$ |
|
71,932 |
|
|
$ |
|
66,913 |
|
|
$ |
|
63,465 |
|
|
$ |
|
63,370 |
|
|
对未筹措资金的承付款项的拨备 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
期初余额 |
$ |
|
8,718 |
|
|
$ |
|
7,471 |
|
|
$ |
|
6,436 |
|
|
$ |
|
6,751 |
|
|
$ |
|
6,751 |
|
|
为未筹措资金的承付款项编列的准备金 |
|
|
2,161 |
|
|
|
|
1,247 |
|
|
|
|
1,035 |
|
|
|
|
(315 |
) |
|
|
|
- |
|
|
期末余额 |
$ |
|
10,879 |
|
|
$ |
|
8,718 |
|
|
$ |
|
7,471 |
|
|
$ |
|
6,436 |
|
|
$ |
|
6,751 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
贷款损失准备/ |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
投资持有的期末贷款 |
|
|
1.18 |
|
% |
|
|
1.22 |
|
% |
|
|
1.20 |
|
% |
|
|
1.18 |
|
% |
|
|
1.20 |
|
% |
贷款损失准备/ |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
不良贷款 |
|
|
301.02 |
|
|
|
|
281.90 |
|
|
|
|
232.71 |
|
|
|
|
200.33 |
|
|
|
|
250.92 |
|
|
净冲销(收回)/平均贷款总额 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
(按年计算) |
|
|
(0.07 |
) |
|
|
|
(0.06 |
) |
|
|
|
0.02 |
|
|
|
|
0.17 |
|
|
|
|
(0.09 |
) |
|
|
截至的季度 |
||||||||||||||||||||||||
|
|
2022 |
|
|
|
2021 |
|
|
|||||||||||||||||
为投资而持有的贷款的构成 |
|
9月30岁， |
|
|
|
6月30日， |
|
|
|
Mar. 31, |
|
|
|
Dec. 31, |
|
|
|
9月30岁， |
|
|
|||||
商业广告： |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
C&I |
$ |
|
871,133 |
|
|
$ |
|
837,627 |
|
|
$ |
|
822,310 |
|
|
$ |
|
784,282 |
|
|
$ |
|
680,263 |
|
|
PPP |
|
|
202 |
|
|
|
|
2,301 |
|
|
|
|
15,739 |
|
|
|
|
52,793 |
|
|
|
|
139,334 |
|
|
市政 |
|
|
214,852 |
|
|
|
|
200,577 |
|
|
|
|
191,799 |
|
|
|
|
177,905 |
|
|
|
|
165,847 |
|
|
商业总金额 |
|
|
1,086,187 |
|
|
|
|
1,040,505 |
|
|
|
|
1,029,848 |
|
|
|
|
1,014,980 |
|
|
|
|
985,444 |
|
|
农耕 |
|
|
76,937 |
|
|
|
|
90,420 |
|
|
|
|
82,883 |
|
|
|
|
98,089 |
|
|
|
|
98,947 |
|
|
房地产： |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
建设与发展 |
|
|
938,051 |
|
|
|
|
928,644 |
|
|
|
|
806,211 |
|
|
|
|
749,793 |
|
|
|
|
656,530 |
|
|
农场 |
|
|
268,139 |
|
|
|
|
250,028 |
|
|
|
|
225,942 |
|
|
|
|
217,220 |
|
|
|
|
203,064 |
|
|
非拥有者占用的CRE |
|
|
717,738 |
|
|
|
|
636,432 |
|
|
|
|
636,160 |
|
|
|
|
623,434 |
|
|
|
|
674,958 |
|
|
所有者占用的CRE |
|
|
945,665 |
|
|
|
|
909,899 |
|
|
|
|
881,181 |
|
|
|
|
821,653 |
|
|
|
|
824,231 |
|
|
住宅 |
|
|
1,536,180 |
|
|
|
|
1,412,125 |
|
|
|
|
1,352,162 |
|
|
|
|
1,334,419 |
|
|
|
|
1,328,798 |
|
|
总房地产 |
|
|
4,405,773 |
|
|
|
|
4,137,128 |
|
|
|
|
3,901,656 |
|
|
|
|
3,746,519 |
|
|
|
|
3,687,581 |
|
|
消费者： |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
自动 |
|
|
538,798 |
|
|
|
|
468,147 |
|
|
|
|
419,818 |
|
|
|
|
405,416 |
|
|
|
|
394,072 |
|
|
非自动 |
|
|
147,793 |
|
|
|
|
142,382 |
|
|
|
|
131,964 |
|
|
|
|
123,968 |
|
|
|
|
120,450 |
|
|
总消费额 |
|
|
686,591 |
|
|
|
|
610,529 |
|
|
|
|
551,782 |
|
|
|
|
529,384 |
|
|
|
|
514,522 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
持有用于投资的贷款总额 |
$ |
|
6,255,488 |
|
|
$ |
|
5,878,582 |
|
|
$ |
|
5,566,169 |
|
|
$ |
|
5,388,972 |
|
|
$ |
|
5,286,494 |
|
|
贷款分类摘要 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
特别提及 |
$ |
|
43,149 |
|
|
$ |
|
46,512 |
|
|
$ |
|
47,445 |
|
|
$ |
|
55,670 |
|
|
$ |
|
53,620 |
|
|
不合标准 |
|
|
100,568 |
|
|
|
|
106,156 |
|
|
|
|
104,715 |
|
|
|
|
105,515 |
|
|
|
|
112,151 |
|
|
值得怀疑 |
|
|
- |
|
|
|
|
- |
|
|
|
|
- |
|
|
|
|
- |
|
|
|
|
- |
|
|
分类贷款总额 |
$ |
|
143,717 |
|
|
$ |
|
152,668 |
|
|
$ |
|
152,160 |
|
|
$ |
|
161,185 |
|
|
$ |
|
165,771 |
|
|
不良资产 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
非权责发生制贷款 |
$ |
|
24,585 |
|
|
$ |
|
25,475 |
|
|
$ |
|
28,723 |
|
|
$ |
|
31,652 |
|
|
$ |
|
25,210 |
|
|
应计问题债务重组贷款 |
|
|
19 |
|
|
|
|
20 |
|
|
|
|
20 |
|
|
|
|
21 |
|
|
|
|
22 |
|
|
应计逾期90天的贷款 |
|
|
15 |
|
|
|
|
22 |
|
|
|
|
11 |
|
|
|
|
8 |
|
|
|
|
23 |
|
|
不良贷款总额 |
|
|
24,619 |
|
|
|
|
25,517 |
|
|
|
|
28,754 |
|
|
|
|
31,681 |
|
|
|
|
25,255 |
|
|
止赎资产 |
|
|
- |
|
|
|
|
- |
|
|
|
|
- |
|
|
|
|
2,477 |
|
|
|
|
28 |
|
|
不良资产总额 |
$ |
|
24,619 |
|
|
$ |
|
25,517 |
|
|
$ |
|
28,754 |
|
|
$ |
|
34,158 |
|
|
$ |
|
25,283 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
作为持有的投资贷款和止赎资产的百分比 |
|
|
0.39 |
|
% |
|
|
0.43 |
|
% |
|
|
0.52 |
|
% |
|
|
0.63 |
|
% |
|
|
0.48 |
|
% |
占期末总资产的百分比 |
|
|
0.19 |
|
|
|
|
0.19 |
|
|
|
|
0.22 |
|
|
|
|
0.26 |
|
|
|
|
0.20 |
|
|
第一金融银行股份有限公司
选定的财务数据(未经审计)
(单位：千)
|
截至的季度 |
||||||||||||||||||||||||
|
|
2022 |
|
|
|
2021 |
|
|
|||||||||||||||||
资本比率 |
|
9月30岁， |
|
|
|
6月30日， |
|
|
|
Mar. 31, |
|
|
|
Dec. 31, |
|
|
|
9月30岁， |
|
|
|||||
普通股一级资本比率 |
|
|
18.03 |
|
% |
|
|
18.50 |
|
% |
|
|
19.00 |
|
% |
|
|
19.35 |
|
% |
|
|
19.71 |
|
% |
一级资本充足率 |
|
|
18.03 |
|
|
|
|
18.50 |
|
|
|
|
19.00 |
|
|
|
|
19.35 |
|
|
|
|
19.71 |
|
|
总资本比率 |
|
|
19.07 |
|
|
|
|
19.54 |
|
|
|
|
20.01 |
|
|
|
|
20.34 |
|
|
|
|
20.76 |
|
|
第1级杠杆率 |
|
|
10.79 |
|
|
|
|
10.65 |
|
|
|
|
10.78 |
|
|
|
|
11.13 |
|
|
|
|
11.19 |
|
|
有形普通股权益比率 |
|
|
6.38 |
|
|
|
|
7.83 |
|
|
|
|
9.02 |
|
|
|
|
11.28 |
|
|
|
|
11.59 |
|
|
权益/资产比率 |
|
|
8.64 |
|
|
|
|
10.02 |
|
|
|
|
11.18 |
|
|
|
|
13.43 |
|
|
|
|
13.82 |
|
|
|
截至的季度 |
||||||||||||||||||||||||
|
|
2022 |
|
|
|
2021 |
|
|
|||||||||||||||||
非利息收入 |
|
9月30岁， |
|
|
|
6月30日， |
|
|
|
Mar. 31, |
|
|
|
Dec. 31, |
|
|
|
9月30岁， |
|
|
|||||
信托费 |
$ |
|
10,314 |
|
|
$ |
|
9,742 |
|
|
$ |
|
9,817 |
|
|
$ |
|
9,670 |
|
|
$ |
|
9,484 |
|
|
押金手续费 |
|
|
6,399 |
|
|
|
|
6,038 |
|
|
|
|
5,706 |
|
|
|
|
5,762 |
|
|
|
|
5,673 |
|
|
借记卡费用 |
|
|
5,587 |
|
|
|
|
9,868 |
|
|
|
|
8,926 |
|
|
|
|
9,353 |
|
|
|
|
9,198 |
|
|
信用卡手续费 |
|
|
651 |
|
|
|
|
700 |
|
|
|
|
602 |
|
|
|
|
602 |
|
|
|
|
595 |
|
|
售卖收益及按揭贷款费用 |
|
|
4,070 |
|
|
|
|
5,728 |
|
|
|
|
6,333 |
|
|
|
|
6,272 |
|
|
|
|
8,788 |
|
|
出售可供出售证券的净收益 |
|
|
334 |
|
|
|
|
1,648 |
|
|
|
|
31 |
|
|
|
|
1 |
|
|
|
|
1 |
|
|
出售丧失抵押品赎回权资产的净收益 |
|
|
349 |
|
|
|
|
18 |
|
|
|
|
1,084 |
|
|
|
|
107 |
|
|
|
|
27 |
|
|
出售资产的净收益(亏损) |
|
|
526 |
|
|
|
|
6 |
|
|
|
|
(10 |
) |
|
|
|
(3 |
) |
|
|
|
(6 |
) |
|
收回贷款的利息 |
|
|
664 |
|
|
|
|
1,649 |
|
|
|
|
283 |
|
|
|
|
1,207 |
|
|
|
|
1,746 |
|
|
其他非利息收入 |
|
|
2,049 |
|
|
|
|
1,920 |
|
|
|
|
2,109 |
|
|
|
|
1,932 |
|
|
|
|
2,220 |
|
|
非利息收入总额 |
$ |
|
30,943 |
|
|
$ |
|
37,317 |
|
|
$ |
|
34,881 |
|
|
$ |
|
34,903 |
|
|
$ |
|
37,726 |
|
|
非利息支出 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
工资、佣金和员工福利，不包括利润分享 |
$ |
|
33,129 |
|
|
$ |
|
31,840 |
|
|
$ |
|
32,540 |
|
|
$ |
|
31,876 |
|
|
$ |
|
34,460 |
|
|
利润分成费用 |
|
|
763 |
|
|
|
|
1,307 |
|
|
|
|
1,598 |
|
|
|
|
3,099 |
|
|
|
|
2,630 |
|
|
入住费净额 |
|
|
3,440 |
|
|
|
|
3,292 |
|
|
|
|
3,225 |
|
|
|
|
3,333 |
|
|
|
|
3,288 |
|
|
设备费用 |
|
|
2,396 |
|
|
|
|
2,346 |
|
|
|
|
2,257 |
|
|
|
|
2,382 |
|
|
|
|
2,450 |
|
|
FDIC评估费 |
|
|
917 |
|
|
|
|
904 |
|
|
|
|
869 |
|
|
|
|
848 |
|
|
|
|
815 |
|
|
借记卡费用 |
|
|
3,013 |
|
|
|
|
3,200 |
|
|
|
|
2,964 |
|
|
|
|
3,221 |
|
|
|
|
2,929 |
|
|
律师费、税费和律师费 |
|
|
2,604 |
|
|
|
|
2,513 |
|
|
|
|
2,957 |
|
|
|
|
2,835 |
|
|
|
|
2,893 |
|
|
审计费 |
|
|
451 |
|
|
|
|
450 |
|
|
|
|
451 |
|
|
|
|
423 |
|
|
|
|
466 |
|
|
印刷、文具和用品 |
|
|
600 |
|
|
|
|
501 |
|
|
|
|
540 |
|
|
|
|
664 |
|
|
|
|
432 |
|
|
无形资产摊销 |
|
|
306 |
|
|
|
|
320 |
|
|
|
|
320 |
|
|
|
|
391 |
|
|
|
|
398 |
|
|
广告、餐饮和公关 |
|
|
1,692 |
|
|
|
|
1,554 |
|
|
|
|
1,493 |
|
|
|
|
1,842 |
|
|
|
|
1,746 |
|
|
运营亏损和其他亏损 |
|
|
869 |
|
|
|
|
782 |
|
|
|
|
596 |
|
|
|
|
1,385 |
|
|
|
|
1,087 |
|
|
软件摊销和费用 |
|
|
2,564 |
|
|
|
|
2,522 |
|
|
|
|
2,457 |
|
|
|
|
2,817 |
|
|
|
|
2,855 |
|
|
其他非利息支出 |
|
|
6,698 |
|
|
|
|
6,802 |
|
|
|
|
6,958 |
|
|
|
|
6,556 |
|
|
|
|
6,490 |
|
|
总非利息支出 |
$ |
|
59,442 |
|
|
$ |
|
58,333 |
|
|
$ |
|
59,225 |
|
|
$ |
|
61,672 |
|
|
$ |
|
62,939 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
税额当量收益率调整 |
$ |
|
1,737 |
|
|
$ |
|
3,366 |
|
|
$ |
|
3,782 |
|
|
$ |
|
3,841 |
|
|
$ |
|
3,670 |
|
|
第一金融银行股份有限公司
选定的财务数据(未经审计)
(单位：千)
|
九个月结束 |
|||||||||
|
9月30岁， |
|||||||||
非利息收入 |
|
2022 |
|
|
|
2021 |
|
|
||
信托费 |
$ |
|
29,873 |
|
|
$ |
|
26,475 |
|
|
押金手续费 |
|
|
18,143 |
|
|
|
|
15,394 |
|
|
借记卡费用 |
|
|
24,381 |
|
|
|
|
26,552 |
|
|
信用卡手续费 |
|
|
1,953 |
|
|
|
|
1,771 |
|
|
售卖收益及按揭贷款费用 |
|
|
16,131 |
|
|
|
|
26,973 |
|
|
出售可供出售证券的净收益 |
|
|
2,013 |
|
|
|
|
814 |
|
|
出售丧失抵押品赎回权资产的净收益 |
|
|
1,451 |
|
|
|
|
83 |
|
|
出售资产的净收益(亏损) |
|
|
522 |
|
|
|
|
213 |
|
|
收回贷款的利息 |
|
|
2,596 |
|
|
|
|
2,832 |
|
|
其他非利息收入 |
|
|
6,078 |
|
|
|
|
6,166 |
|
|
非利息收入总额 |
$ |
|
103,141 |
|
|
$ |
|
107,273 |
|
|
|
|
|
|
|
|
|
|
|
||
非利息支出 |
|
|
|
|
|
|
|
|
||
工资、佣金和员工福利，不包括利润分享 |
$ |
|
97,509 |
|
|
$ |
|
100,032 |
|
|
利润分成费用 |
|
|
3,668 |
|
|
|
|
7,035 |
|
|
入住费净额 |
|
|
9,957 |
|
|
|
|
9,676 |
|
|
设备费用 |
|
|
6,999 |
|
|
|
|
6,791 |
|
|
FDIC评估费 |
|
|
2,690 |
|
|
|
|
2,282 |
|
|
借记卡费用 |
|
|
9,177 |
|
|
|
|
8,736 |
|
|
律师费、税费和律师费 |
|
|
8,074 |
|
|
|
|
8,971 |
|
|
审计费 |
|
|
1,352 |
|
|
|
|
1,336 |
|
|
印刷、文具和用品 |
|
|
1,641 |
|
|
|
|
1,246 |
|
|
无形资产摊销 |
|
|
946 |
|
|
|
|
1,222 |
|
|
广告、餐饮和公关 |
|
|
4,739 |
|
|
|
|
4,526 |
|
|
运营亏损和其他亏损 |
|
|
2,247 |
|
|
|
|
1,908 |
|
|
软件摊销和费用 |
|
|
7,543 |
|
|
|
|
8,303 |
|
|
其他非利息支出 |
|
|
20,458 |
|
|
|
|
17,972 |
|
|
总非利息支出 |
$ |
|
177,000 |
|
|
$ |
|
180,036 |
|
|
|
|
|
|
|
|
|
|
|
||
税额当量收益率调整 |
$ |
|
8,884 |
|
|
$ |
|
10,850 |
|
|
第一金融银行股份有限公司
选定的财务数据(未经审计)
(单位：千)
|
截至三个月 |
|
|
|
截至三个月 |
||||||||||||||||||||||||||||
|
Sept. 30, 2022 |
|
|
|
June 30, 2022 |
||||||||||||||||||||||||||||
|
|
平均值 |
|
|
|
税额当量 |
|
|
|
收益率/ |
|
|
|
|
|
|
平均值 |
|
|
|
税额当量 |
|
|
|
收益率/ |
|
|
||||||
|
|
天平 |
|
|
|
利息 |
|
|
|
费率 |
|
|
|
|
|
|
天平 |
|
|
|
利息 |
|
|
|
费率 |
|
|
||||||
生息资产： |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
出售的联邦基金 |
$ |
|
3,107 |
|
|
$ |
|
19 |
|
|
|
|
2.49 |
|
% |
|
|
|
$ |
|
1,466 |
|
|
$ |
|
5 |
|
|
|
|
1.45 |
|
% |
非关联银行的有息活期存款 |
|
|
248,929 |
|
|
|
|
1,413 |
|
|
|
|
2.25 |
|
|
|
|
|
|
|
288,784 |
|
|
|
|
547 |
|
|
|
|
0.76 |
|
|
应税证券 |
|
|
4,039,107 |
|
|
|
|
20,799 |
|
|
|
|
2.06 |
|
|
|
|
|
|
|
4,101,751 |
|
|
|
|
19,151 |
|
|
|
|
1.87 |
|
|
免税证券 |
|
|
2,164,829 |
|
|
|
|
14,382 |
|
|
|
|
2.66 |
|
|
|
|
|
|
|
2,376,324 |
|
|
|
|
17,166 |
|
|
|
|
2.89 |
|
|
贷款 |
|
|
6,082,649 |
|
|
|
|
77,851 |
|
|
|
|
5.08 |
|
|
|
|
|
|
|
5,720,804 |
|
|
|
|
68,478 |
|
|
|
|
4.80 |
|
|
生息资产总额 |
|
|
12,538,621 |
|
|
$ |
|
114,464 |
|
|
|
|
3.62 |
|
% |
|
|
|
|
|
12,489,129 |
|
|
$ |
|
105,347 |
|
|
|
|
3.38 |
|
% |
非息资产 |
|
|
833,980 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
825,711 |
|
|
|
|
|
|
|
|
|
|
||||
总资产 |
$ |
|
13,372,601 |
|
|
|
|
|
|
|
|
|
|
|
|
|
$ |
|
13,314,840 |
|
|
|
|
|
|
|
|
|
|
||||
计息负债： |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
存款 |
$ |
|
7,004,478 |
|
|
$ |
|
8,787 |
|
|
|
|
0.50 |
|
% |
|
|
|
$ |
|
7,049,041 |
|
|
$ |
|
2,967 |
|
|
|
|
0.17 |
|
% |
借款 |
|
|
768,096 |
|
|
|
|
784 |
|
|
|
|
0.40 |
|
|
|
|
|
|
|
730,477 |
|
|
|
|
232 |
|
|
|
|
0.13 |
|
|
计息负债总额 |
|
|
7,772,574 |
|
|
$ |
|
9,571 |
|
|
|
|
0.49 |
|
% |
|
|
|
|
|
7,779,518 |
|
|
$ |
|
3,199 |
|
|
|
|
0.16 |
|
% |
无息存款 |
|
|
4,178,675 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
4,064,207 |
|
|
|
|
|
|
|
|
|
|
||||
其他无息负债 |
|
|
61,320 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
65,475 |
|
|
|
|
|
|
|
|
|
|
||||
股东权益 |
|
|
1,360,032 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
1,405,640 |
|
|
|
|
|
|
|
|
|
|
||||
总负债和股东权益 |
$ |
|
13,372,601 |
|
|
|
|
|
|
|
|
|
|
|
|
|
$ |
|
13,314,840 |
|
|
|
|
|
|
|
|
|
|
||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
净利息收入和利润率(税额等值) |
|
|
|
|
$ |
|
104,893 |
|
|
|
|
3.32 |
|
% |
|
|
|
|
|
|
|
$ |
|
102,148 |
|
|
|
|
3.28 |
|
% |
||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
截至三个月 |
|
|
|
截至三个月 |
||||||||||||||||||||||||||||
|
Mar. 31, 2022 |
|
|
|
Dec. 31, 2021 |
||||||||||||||||||||||||||||
|
|
平均值 |
|
|
|
税额当量 |
|
|
|
收益率/ |
|
|
|
|
|
|
平均值 |
|
|
|
税额当量 |
|
|
|
收益率/ |
|
|
||||||
|
|
天平 |
|
|
|
利息 |
|
|
|
费率 |
|
|
|
|
|
|
天平 |
|
|
|
利息 |
|
|
|
费率 |
|
|
||||||
生息资产： |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
出售的联邦基金 |
$ |
|
1,015 |
|
|
$ |
|
1 |
|
|
|
|
0.52 |
|
% |
|
|
|
$ |
|
82 |
|
|
$ |
|
- |
|
|
|
|
0.48 |
|
% |
非关联银行的有息活期存款 |
|
|
171,970 |
|
|
|
|
94 |
|
|
|
|
0.22 |
|
|
|
|
|
|
|
320,102 |
|
|
|
|
124 |
|
|
|
|
0.15 |
|
|
应税证券 |
|
|
4,231,949 |
|
|
|
|
17,823 |
|
|
|
|
1.68 |
|
|
|
|
|
|
|
3,590,137 |
|
|
|
|
13,556 |
|
|
|
|
1.51 |
|
|
免税证券 |
|
|
2,612,025 |
|
|
|
|
18,107 |
|
|
|
|
2.77 |
|
|
|
|
|
|
|
2,636,360 |
|
|
|
|
18,163 |
|
|
|
|
2.76 |
|
|
贷款 |
|
|
5,487,538 |
|
|
|
|
64,766 |
|
|
|
|
4.79 |
|
|
|
|
|
|
|
5,347,069 |
|
|
|
|
67,993 |
|
|
|
|
5.04 |
|
|
生息资产总额 |
|
|
12,504,497 |
|
|
$ |
|
100,791 |
|
|
|
|
3.27 |
|
% |
|
|
|
|
|
11,893,750 |
|
|
$ |
|
99,836 |
|
|
|
|
3.33 |
|
% |
非息资产 |
|
|
744,810 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
726,932 |
|
|
|
|
|
|
|
|
|
|
||||
总资产 |
$ |
|
13,249,307 |
|
|
|
|
|
|
|
|
|
|
|
|
|
$ |
|
12,620,682 |
|
|
|
|
|
|
|
|
|
|
||||
计息负债： |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
存款 |
$ |
|
6,898,059 |
|
|
$ |
|
1,369 |
|
|
|
|
0.08 |
|
% |
|
|
|
$ |
|
6,399,343 |
|
|
$ |
|
1,110 |
|
|
|
|
0.07 |
|
% |
借款 |
|
|
781,314 |
|
|
|
|
201 |
|
|
|
|
0.10 |
|
|
|
|
|
|
|
639,725 |
|
|
|
|
77 |
|
|
|
|
0.05 |
|
|
计息负债总额 |
|
|
7,679,373 |
|
|
$ |
|
1,570 |
|
|
|
|
0.08 |
|
% |
|
|
|
|
|
7,039,068 |
|
|
$ |
|
1,187 |
|
|
|
|
0.07 |
|
% |
无息存款 |
|
|
3,827,451 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
3,744,848 |
|
|
|
|
|
|
|
|
|
|
||||
其他无息负债 |
|
|
64,999 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
99,091 |
|
|
|
|
|
|
|
|
|
|
||||
股东权益 |
|
|
1,677,484 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
1,737,675 |
|
|
|
|
|
|
|
|
|
|
||||
总负债和股东权益 |
$ |
|
13,249,307 |
|
|
|
|
|
|
|
|
|
|
|
|
|
$ |
|
12,620,682 |
|
|
|
|
|
|
|
|
|
|
||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
净利息收入和利润率(税额等值) |
|
|
|
|
$ |
|
99,221 |
|
|
|
|
3.22 |
|
% |
|
|
|
|
|
|
|
$ |
|
98,649 |
|
|
|
|
3.29 |
|
% |
||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
截至三个月 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||||||||||||
|
Sept. 30, 2021 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||||||||||||||
|
|
平均值 |
|
|
|
税额当量 |
|
|
|
收益率/ |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
|
|
天平 |
|
|
|
利息 |
|
|
|
费率 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
生息资产： |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
出售的联邦基金 |
$ |
|
1,554 |
|
|
$ |
|
2 |
|
|
|
|
0.51 |
|
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
非关联银行的有息活期存款 |
|
|
612,551 |
|
|
|
|
236 |
|
|
|
|
0.15 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
应税证券 |
|
|
3,081,215 |
|
|
|
|
12,122 |
|
|
|
|
1.57 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
免税证券 |
|
|
2,542,606 |
|
|
|
|
17,701 |
|
|
|
|
2.78 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
贷款 |
|
|
5,337,807 |
|
|
|
|
70,807 |
|
|
|
|
5.26 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
生息资产总额 |
|
|
11,575,733 |
|
|
$ |
|
100,868 |
|
|
|
|
3.46 |
|
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
非息资产 |
|
|
705,099 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
总资产 |
$ |
|
12,280,832 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
计息负债： |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
存款 |
$ |
|
6,346,267 |
|
|
$ |
|
1,340 |
|
|
|
|
0.08 |
|
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
借款 |
|
|
599,934 |
|
|
|
|
76 |
|
|
|
|
0.05 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
计息负债总额 |
|
|
6,946,201 |
|
|
$ |
|
1,416 |
|
|
|
|
0.08 |
|
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||
无息存款 |
|
|
3,490,685 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
其他无息负债 |
|
|
103,446 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
股东权益 |
|
|
1,740,500 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
总负债和股东权益 |
$ |
|
12,280,832 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
净利息收入和利润率(税额等值) |
|
|
|
|
$ |
|
99,452 |
|
|
|
|
3.41 |
|
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||
第一金融银行股份有限公司
选定的财务数据(未经审计)
(单位：千)
|
九个月结束 |
|
|
|
九个月结束 |
||||||||||||||||||||||||||||
|
Sept. 30, 2022 |
|
|
|
Sept. 30, 2021 |
||||||||||||||||||||||||||||
|
|
平均值 |
|
|
|
税额当量 |
|
|
|
收益率/ |
|
|
|
|
|
|
平均值 |
|
|
|
税额当量 |
|
|
|
收益率/ |
|
|
||||||
|
|
天平 |
|
|
|
利息 |
|
|
|
费率 |
|
|
|
|
|
|
天平 |
|
|
|
利息 |
|
|
|
费率 |
|
|
||||||
生息资产： |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
出售的联邦基金 |
$ |
|
1,870 |
|
|
$ |
|
26 |
|
|
|
|
1.87 |
|
% |
|
|
|
$ |
|
2,181 |
|
|
$ |
|
9 |
|
|
|
|
0.55 |
|
% |
非关联银行的有息活期存款 |
|
|
236,843 |
|
|
|
|
2,054 |
|
|
|
|
1.16 |
|
|
|
|
|
|
|
682,082 |
|
|
|
|
606 |
|
|
|
|
0.12 |
|
|
应税证券 |
|
|
4,123,562 |
|
|
|
|
57,772 |
|
|
|
|
1.87 |
|
|
|
|
|
|
|
2,665,988 |
|
|
|
|
33,834 |
|
|
|
|
1.69 |
|
|
免税证券 |
|
|
2,382,754 |
|
|
|
|
49,655 |
|
|
|
|
2.78 |
|
|
|
|
|
|
|
2,458,352 |
|
|
|
|
52,090 |
|
|
|
|
2.83 |
|
|
贷款 |
|
|
5,765,844 |
|
|
|
|
211,095 |
|
|
|
|
4.89 |
|
|
|
|
|
|
|
5,339,398 |
|
|
|
|
204,721 |
|
|
|
|
5.13 |
|
|
生息资产总额 |
|
|
12,510,873 |
|
|
$ |
|
320,602 |
|
|
|
|
3.43 |
|
% |
|
|
|
|
|
11,148,001 |
|
|
$ |
|
291,260 |
|
|
|
|
3.49 |
|
% |
非息资产 |
|
|
801,828 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
699,326 |
|
|
|
|
|
|
|
|
|
|
||||
总资产 |
$ |
|
13,312,701 |
|
|
|
|
|
|
|
|
|
|
|
|
|
$ |
|
11,847,327 |
|
|
|
|
|
|
|
|
|
|
||||
计息负债： |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
存款 |
$ |
|
6,984,249 |
|
|
$ |
|
13,124 |
|
|
|
|
0.25 |
|
% |
|
|
|
$ |
|
6,165,740 |
|
|
$ |
|
4,595 |
|
|
|
|
0.10 |
|
% |
借款 |
|
|
759,913 |
|
|
|
|
1,216 |
|
|
|
|
0.21 |
|
|
|
|
|
|
|
528,599 |
|
|
|
|
260 |
|
|
|
|
0.07 |
|
|
计息负债总额 |
|
|
7,744,162 |
|
|
$ |
|
14,340 |
|
|
|
|
0.25 |
|
% |
|
|
|
|
|
6,694,339 |
|
|
$ |
|
4,855 |
|
|
|
|
0.10 |
|
% |
无息存款 |
|
|
4,024,731 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
3,349,719 |
|
|
|
|
|
|
|
|
|
|
||||
其他无息负债 |
|
|
63,919 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
103,354 |
|
|
|
|
|
|
|
|
|
|
||||
股东权益 |
|
|
1,479,889 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
1,699,915 |
|
|
|
|
|
|
|
|
|
|
||||
总负债和股东权益 |
$ |
|
13,312,701 |
|
|
|
|
|
|
|
|
|
|
|
|
|
$ |
|
11,847,327 |
|
|
|
|
|
|
|
|
|
|
||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||
净利息收入和利润率(税额等值) |
|
|
|
|
$ |
|
306,262 |
|
|
|
|
3.27 |
|
% |
|
|
|
|
|
|
|
$ |
|
286,405 |
|
|
|
|
3.43 |
|
% |
||