0000913341--12-312020Q2错误C&F金融公司36474473438126美国-GAAP：其他资产美国-GAAP：其他责任美国-GAAP：其他资产CFFI：LongTerm BorrowingsCFFI：评估技术评估成员US-GAAP：MeasurementInputDiscountRateMember0000913341美国-GAAP：CommonStockMember2019-04-012019-06-300000913341美国-GAAP：CommonStockMember2020-04-012020-06-300000913341美国-GAAP：CommonStockMember2019-01-012019-06-300000913341美国-GAAP：CommonStockMember2020-01-012020-06-300000913341美国-GAAP：RetainedEarningsMember2020-06-300000913341US-GAAP：非控制性利益成员2020-06-300000913341美国-GAAP：CommonStockMember2020-06-300000913341US-GAAP：AdditionalPaidInCapitalMember2020-06-300000913341Us-gaap:AccumulatedOtherComprehensiveIncomeMember2020-06-300000913341美国-GAAP：RetainedEarningsMember2020-03-310000913341US-GAAP：非控制性利益成员2020-03-310000913341美国-GAAP：CommonStockMember2020-03-310000913341US-GAAP：AdditionalPaidInCapitalMember2020-03-310000913341Us-gaap:AccumulatedOtherComprehensiveIncomeMember2020-03-3100009133412020-03-310000913341美国-GAAP：RetainedEarningsMember2019-12-310000913341US-GAAP：非控制性利益成员2019-12-310000913341美国-GAAP：CommonStockMember2019-12-310000913341US-GAAP：AdditionalPaidInCapitalMember2019-12-310000913341Us-gaap:AccumulatedOtherComprehensiveIncomeMember2019-12-310000913341美国-GAAP：RetainedEarningsMember2019-06-300000913341US-GAAP：非控制性利益成员2019-06-300000913341美国-GAAP：CommonStockMember2019-06-300000913341US-GAAP：AdditionalPaidInCapitalMember2019-06-300000913341Us-gaap:AccumulatedOtherComprehensiveIncomeMember2019-06-300000913341美国-GAAP：RetainedEarningsMember2019-03-310000913341US-GAAP：非控制性利益成员2019-03-310000913341美国-GAAP：CommonStockMember2019-03-310000913341US-GAAP：AdditionalPaidInCapitalMember2019-03-310000913341Us-gaap:AccumulatedOtherComprehensiveIncomeMember2019-03-3100009133412019-03-310000913341美国-GAAP：RetainedEarningsMember2018-12-310000913341美国-GAAP：CommonStockMember2018-12-310000913341US-GAAP：AdditionalPaidInCapitalMember2018-12-310000913341Us-gaap:AccumulatedOtherComprehensiveIncomeMember2018-12-310000913341美国-GAAP：RestrictedStockMember2019-12-310000913341美国-GAAP：RestrictedStockMember2019-06-300000913341美国-GAAP：RestrictedStockMember2018-12-310000913341美国-GAAP：RestrictedStockMember2019-01-012019-06-300000913341美国-GAAP：HomeEquityMember2020-01-012020-06-300000913341美国-GAAP：建设贷款成员2020-01-012020-06-300000913341美国-GAAP：HomeEquityMember2019-01-012019-06-300000913341美国-GAAP：建设贷款成员2019-01-012019-06-300000913341US-GAAP：非控制性利益成员2020-04-012020-06-300000913341US-GAAP：非控制性利益成员2020-01-012020-06-300000913341US-GAAP：非控制性利益成员2019-04-012019-06-300000913341SRT：最小成员数US-GAAP：公允价值输入级别3成员Us-gaap:FairValueMeasurementsNonrecurringMember2020-06-300000913341Us-gaap:AccumulatedOtherComprehensiveIncomeMember2020-04-012020-06-300000913341Us-gaap:AccumulatedOtherComprehensiveIncomeMember2020-01-012020-06-300000913341Us-gaap:AccumulatedOtherComprehensiveIncomeMember2019-04-012019-06-300000913341Us-gaap:AccumulatedOtherComprehensiveIncomeMember2019-01-012019-06-300000913341Cffi:CommercialFinancialAndAgriculturalLoanMemberUs-gaap:FinancialAssetAcquiredWithCreditDeteriorationMemberCFFI：Commercial RealEstateLendingMember2020-06-300000913341US-GAAP：ResidentialMortgageMemberUs-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember2020-06-300000913341美国-GAAP：HomeEquityMemberUs-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember2020-06-300000913341CFFI：消费者会员Us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember2020-06-300000913341Us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember2020-06-300000913341Cffi:CommercialFinancialAndAgriculturalLoanMemberUs-gaap:FinancialAssetAcquiredWithCreditDeteriorationMemberCFFI：Commercial RealEstateLendingMember2019-12-310000913341US-GAAP：ResidentialMortgageMemberUs-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember2019-12-310000913341美国-GAAP：HomeEquityMemberUs-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember2019-12-310000913341Us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember2019-12-310000913341US-GAAP：非控制性利益成员2019-01-012019-06-300000913341US-GAAP：远期合同成员CFFI：MortgageBankingSegmentMember2020-06-300000913341Cffi:MandatoryDeliveryForwardSalesContractsMemberCFFI：MortgageBankingSegmentMember2020-06-300000913341CFFI：CFMortgageMemberCFFI：BestEffortsForwardSalesContractsMember2020-06-300000913341US-GAAP：远期合同成员CFFI：MortgageBankingSegmentMember2019-12-310000913341Cffi:MandatoryDeliveryForwardSalesContractsMemberCFFI：MortgageBankingSegmentMember2019-12-310000913341CFFI：CFMortgageMemberCFFI：CFSelectLlcMember2020-06-300000913341SRT：最小成员数CFFI：PeoplesBankSharesInc.成员2020-01-012020-01-010000913341SRT：最大成员数2020-01-012020-01-010000913341美国-GAAP：保障性担保成员2020-06-300000913341美国-GAAP：保障性担保成员2019-12-310000913341US-GAAP：公允价值输入级别3成员Us-gaap:EstimateOfFairValueFairValueDisclosureMember2020-06-300000913341US-GAAP：公允价值输入级别3成员Us-gaap:EstimateOfFairValueFairValueDisclosureMember2019-12-310000913341CFFI：Consumer FinanceMember美国-GAAP：履行财务应收账款成员2020-06-300000913341CFFI：Consumer FinanceMemberUs-gaap:NonperformingFinancingReceivableMember2020-06-300000913341CFFI：Consumer FinanceMember美国-GAAP：履行财务应收账款成员2019-12-310000913341CFFI：Consumer FinanceMemberUs-gaap:NonperformingFinancingReceivableMember2019-12-310000913341US-GAAP：部门间消除成员2020-04-012020-06-300000913341US-GAAP：部门间消除成员2020-01-012020-06-300000913341US-GAAP：部门间消除成员2019-04-012019-06-300000913341US-GAAP：部门间消除成员2019-01-012019-06-300000913341Cffi:CommercialFinancialAndAgriculturalLoanMemberCFFI：Commercial RealEstateLendingMember2020-01-012020-06-300000913341US-GAAP：ResidentialMortgageMember2020-01-012020-06-300000913341美国-GAAP：HomeEquityMember2020-01-012020-06-300000913341CFFI：消费者会员2020-01-012020-06-300000913341Cffi:CommercialFinancialAndAgriculturalLoanMemberCFFI：Commercial RealEstateLendingMember2019-01-012019-12-310000913341US-GAAP：ResidentialMortgageMember2019-01-012019-12-310000913341美国-GAAP：HomeEquityMember2019-01-012019-12-310000913341CFFI：消费者会员2019-01-012019-12-3100009133412019-01-012019-12-310000913341CFFI：社区银行成员2020-01-012020-06-300000913341CFFI：Consumer FinanceSegmentMember2020-06-300000913341CFFI：社区银行成员2020-06-300000913341CFFI：Consumer FinanceSegmentMember2019-12-310000913341CFFI：社区银行成员2019-12-310000913341美国-GAAP：其他无形资产成员2020-06-300000913341US-GAAP：核心储存库成员2020-06-300000913341美国-GAAP：其他无形资产成员2019-12-310000913341Cffi:CommercialFinancialAndAgriculturalLoanMemberCFFI：Commercial RealEstateLendingMemberUs-gaap:FinancingReceivables30To59DaysPastDueMember2020-06-300000913341US-GAAP：ResidentialMortgageMemberUs-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2020-06-300000913341US-GAAP：ResidentialMortgageMemberUs-gaap:FinancingReceivables60To89DaysPastDueMember2020-06-300000913341US-GAAP：ResidentialMortgageMemberUs-gaap:FinancingReceivables30To59DaysPastDueMember2020-06-300000913341美国-GAAP：HomeEquityMemberUs-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2020-06-300000913341美国-GAAP：HomeEquityMemberUs-gaap:FinancingReceivables30To59DaysPastDueMember2020-06-300000913341CFFI：消费者会员Us-gaap:FinancingReceivables60To89DaysPastDueMember2020-06-300000913341CFFI：Consumer FinanceMemberUs-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2020-06-300000913341CFFI：Consumer FinanceMemberUs-gaap:FinancingReceivables60To89DaysPastDueMember2020-06-300000913341CFFI：Consumer FinanceMemberUs-gaap:FinancingReceivables30To59DaysPastDueMember2020-06-300000913341Us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2020-06-300000913341Us-gaap:FinancingReceivables60To89DaysPastDueMember2020-06-300000913341Us-gaap:FinancingReceivables30To59DaysPastDueMember2020-06-300000913341Cffi:CommercialFinancialAndAgriculturalLoanMember美国-GAAP：商业贷款会员Us-gaap:FinancingReceivables60To89DaysPastDueMember2019-12-310000913341Cffi:CommercialFinancialAndAgriculturalLoanMember美国-GAAP：商业贷款会员Us-gaap:FinancingReceivables30To59DaysPastDueMember2019-12-310000913341US-GAAP：ResidentialMortgageMemberUs-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2019-12-310000913341US-GAAP：ResidentialMortgageMemberUs-gaap:FinancingReceivables60To89DaysPastDueMember2019-12-310000913341US-GAAP：ResidentialMortgageMemberUs-gaap:FinancingReceivables30To59DaysPastDueMember2019-12-310000913341美国-GAAP：HomeEquityMemberUs-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2019-12-310000913341美国-GAAP：HomeEquityMemberUs-gaap:FinancingReceivables60To89DaysPastDueMember2019-12-310000913341美国-GAAP：HomeEquityMemberUs-gaap:FinancingReceivables30To59DaysPastDueMember2019-12-310000913341CFFI：消费者会员Us-gaap:FinancingReceivables60To89DaysPastDueMember2019-12-310000913341CFFI：消费者会员Us-gaap:FinancingReceivables30To59DaysPastDueMember2019-12-310000913341CFFI：Consumer FinanceMemberUs-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2019-12-310000913341CFFI：Consumer FinanceMemberUs-gaap:FinancingReceivables60To89DaysPastDueMember2019-12-310000913341CFFI：Consumer FinanceMemberUs-gaap:FinancingReceivables30To59DaysPastDueMember2019-12-310000913341Us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2019-12-310000913341Us-gaap:FinancingReceivables60To89DaysPastDueMember2019-12-310000913341Us-gaap:FinancingReceivables30To59DaysPastDueMember2019-12-310000913341US-GAAP：ResidentialMortgageMember2020-01-012020-06-300000913341CFFI：消费者会员2020-01-012020-06-300000913341CFFI：Consumer FinanceMember2020-01-012020-06-300000913341Cffi:CommercialFinancialAndAgriculturalLoanMember2020-01-012020-06-300000913341US-GAAP：ResidentialMortgageMember2019-01-012019-06-300000913341CFFI：消费者会员2019-01-012019-06-300000913341CFFI：Consumer FinanceMember2019-01-012019-06-300000913341Cffi:CommercialFinancialAndAgriculturalLoanMember2019-01-012019-06-300000913341CFFI：Consumer FinanceMember2020-06-300000913341美国-GAAP：建设贷款成员2019-12-310000913341CFFI：Consumer FinanceMember2019-12-310000913341US-GAAP：ResidentialMortgageMember2019-06-300000913341美国-GAAP：HomeEquityMember2019-06-300000913341美国-GAAP：建设贷款成员2019-06-300000913341CFFI：消费者会员2019-06-300000913341CFFI：Consumer FinanceMember2019-06-300000913341Cffi:CommercialFinancialAndAgriculturalLoanMember2019-06-300000913341US-GAAP：ResidentialMortgageMember2018-12-310000913341美国-GAAP：HomeEquityMember2018-12-310000913341美国-GAAP：建设贷款成员2018-12-310000913341CFFI：消费者会员2018-12-310000913341CFFI：Consumer FinanceMember2018-12-310000913341Cffi:CommercialFinancialAndAgriculturalLoanMember2018-12-310000913341US-GAAP：备用LettersOfCreditMember2020-06-300000913341CFFI：贷款委员会成员2020-06-300000913341US-GAAP：备用LettersOfCreditMember2019-12-310000913341CFFI：贷款委员会成员2019-12-310000913341美国-GAAP：RestrictedStockMember2020-06-300000913341美国-GAAP：RetainedEarningsMember2020-04-012020-06-300000913341美国-GAAP：RetainedEarningsMember2020-01-012020-06-300000913341美国-GAAP：RetainedEarningsMember2019-04-012019-06-300000913341美国-GAAP：RetainedEarningsMember2019-01-012019-06-300000913341美国-GAAP：其他资产成员2020-06-300000913341美国-GAAP：其他资产成员2019-12-310000913341US-GAAP：远期合同成员US-GAAP：公允价值输入级别2成员US-GAAP：FairValueMeasurementsRecurringMember2020-06-300000913341US-GAAP：远期合同成员US-GAAP：公允价值输入级别2成员Us-gaap:EstimateOfFairValueFairValueDisclosureMember2020-06-300000913341US-GAAP：现金流量对冲成员US-GAAP：公允价值输入级别2成员US-GAAP：FairValueMeasurementsRecurringMember2020-06-300000913341US-GAAP：现金流量对冲成员US-GAAP：公允价值输入级别2成员Us-gaap:EstimateOfFairValueFairValueDisclosureMember2020-06-300000913341US-GAAP：InterestRateSwapMemberUS-GAAP：现金流量对冲成员2020-06-300000913341US-GAAP：远期合同成员美国-GAAP：非指定成员2020-06-300000913341US-GAAP：远期合同成员US-GAAP：FairValueMeasurementsRecurringMember2020-06-300000913341US-GAAP：远期合同成员Us-gaap:EstimateOfFairValueFairValueDisclosureMember2020-06-300000913341US-GAAP：远期合同成员Us-gaap:CarryingReportedAmountFairValueDisclosureMember2020-06-300000913341US-GAAP：现金流量对冲成员US-GAAP：FairValueMeasurementsRecurringMember2020-06-300000913341US-GAAP：现金流量对冲成员Us-gaap:EstimateOfFairValueFairValueDisclosureMember2020-06-300000913341US-GAAP：现金流量对冲成员Us-gaap:CarryingReportedAmountFairValueDisclosureMember2020-06-300000913341Cffi:MatchedInterestRateSwapsWithCounterpartyMember美国-GAAP：非指定成员2020-06-300000913341US-GAAP：远期合同成员US-GAAP：公允价值输入级别2成员US-GAAP：FairValueMeasurementsRecurringMember2019-12-310000913341US-GAAP：远期合同成员US-GAAP：公允价值输入级别2成员Us-gaap:EstimateOfFairValueFairValueDisclosureMember2019-12-310000913341US-GAAP：现金流量对冲成员US-GAAP：公允价值输入级别2成员US-GAAP：FairValueMeasurementsRecurringMember2019-12-310000913341US-GAAP：现金流量对冲成员US-GAAP：公允价值输入级别2成员Us-gaap:EstimateOfFairValueFairValueDisclosureMember2019-12-310000913341US-GAAP：InterestRateSwapMemberUS-GAAP：现金流量对冲成员2019-12-310000913341US-GAAP：远期合同成员美国-GAAP：非指定成员2019-12-310000913341US-GAAP：远期合同成员US-GAAP：FairValueMeasurementsRecurringMember2019-12-310000913341US-GAAP：远期合同成员Us-gaap:EstimateOfFairValueFairValueDisclosureMember2019-12-310000913341US-GAAP：远期合同成员Us-gaap:CarryingReportedAmountFairValueDisclosureMember2019-12-310000913341US-GAAP：现金流量对冲成员US-GAAP：FairValueMeasurementsRecurringMember2019-12-310000913341US-GAAP：现金流量对冲成员Us-gaap:EstimateOfFairValueFairValueDisclosureMember2019-12-310000913341US-GAAP：现金流量对冲成员Us-gaap:CarryingReportedAmountFairValueDisclosureMember2019-12-310000913341US-GAAP：InterestRateSwapMemberUS-GAAP：公允价值输入级别2成员US-GAAP：FairValueMeasurementsRecurringMember2020-06-300000913341US-GAAP：InterestRateSwapMemberUS-GAAP：公允价值输入级别2成员Us-gaap:EstimateOfFairValueFairValueDisclosureMember2020-06-300000913341US-GAAP：InterestRateLockCommmentsMemberUS-GAAP：公允价值输入级别2成员US-GAAP：FairValueMeasurementsRecurringMember2020-06-300000913341US-GAAP：InterestRateLockCommmentsMemberUS-GAAP：公允价值输入级别2成员Us-gaap:EstimateOfFairValueFairValueDisclosureMember2020-06-300000913341US-GAAP：InterestRateSwapMemberUS-GAAP：FairValueMeasurementsRecurringMember2020-06-300000913341US-GAAP：InterestRateSwapMemberUs-gaap:EstimateOfFairValueFairValueDisclosureMember2020-06-300000913341US-GAAP：InterestRateSwapMemberUs-gaap:CarryingReportedAmountFairValueDisclosureMember2020-06-300000913341US-GAAP：InterestRateLockCommmentsMember美国-GAAP：非指定成员2020-06-300000913341US-GAAP：InterestRateLockCommmentsMemberUS-GAAP：FairValueMeasurementsRecurringMember2020-06-300000913341US-GAAP：InterestRateLockCommmentsMemberUs-gaap:EstimateOfFairValueFairValueDisclosureMember2020-06-300000913341US-GAAP：InterestRateLockCommmentsMemberUs-gaap:CarryingReportedAmountFairValueDisclosureMember2020-06-300000913341CFFI：InterestRateSwapWithBorrowerMember美国-GAAP：非指定成员2020-06-300000913341US-GAAP：InterestRateSwapMemberUS-GAAP：公允价值输入级别2成员US-GAAP：FairValueMeasurementsRecurringMember2019-12-310000913341US-GAAP：InterestRateSwapMemberUS-GAAP：公允价值输入级别2成员Us-gaap:EstimateOfFairValueFairValueDisclosureMember2019-12-310000913341US-GAAP：InterestRateLockCommmentsMemberUS-GAAP：公允价值输入级别2成员US-GAAP：FairValueMeasurementsRecurringMember2019-12-310000913341US-GAAP：InterestRateLockCommmentsMemberUS-GAAP：公允价值输入级别2成员Us-gaap:EstimateOfFairValueFairValueDisclosureMember2019-12-310000913341US-GAAP：InterestRateSwapMemberUS-GAAP：FairValueMeasurementsRecurringMember2019-12-310000913341US-GAAP：InterestRateSwapMemberUs-gaap:EstimateOfFairValueFairValueDisclosureMember2019-12-310000913341US-GAAP：InterestRateSwapMemberUs-gaap:CarryingReportedAmountFairValueDisclosureMember2019-12-310000913341US-GAAP：InterestRateLockCommmentsMember美国-GAAP：非指定成员2019-12-310000913341US-GAAP：InterestRateLockCommmentsMemberUS-GAAP：FairValueMeasurementsRecurringMember2019-12-310000913341US-GAAP：InterestRateLockCommmentsMemberUs-gaap:EstimateOfFairValueFairValueDisclosureMember2019-12-310000913341US-GAAP：InterestRateLockCommmentsMemberUs-gaap:CarryingReportedAmountFairValueDisclosureMember2019-12-310000913341Cffi:MatchedInterestRateSwapsWithCounterpartyMember美国-GAAP：非指定成员2019-12-310000913341CFFI：InterestRateSwapWithBorrowerMember美国-GAAP：非指定成员2019-12-310000913341SRT：最小成员数CFFI：Consumer FinanceSegmentMember2020-06-300000913341SRT：最大成员数CFFI：Consumer FinanceSegmentMember2020-06-300000913341US-GAAP：ResidentialMortgageMemberCFFI：PurchedPerformingLoansMember2020-06-300000913341US-GAAP：ResidentialMortgageMemberCFFI：PurchedCreditImpairedLoansMember2020-06-300000913341美国-GAAP：HomeEquityMemberCFFI：PurchedPerformingLoansMember2020-06-300000913341美国-GAAP：HomeEquityMemberCFFI：PurchedCreditImpairedLoansMember2020-06-300000913341美国-GAAP：建设贷款成员CFFI：PurchedPerformingLoansMember2020-06-300000913341CFFI：消费者会员CFFI：PurchedPerformingLoansMember2020-06-300000913341CFFI：消费者会员CFFI：PurchedCreditImpairedLoansMember2020-06-300000913341Cffi:CommercialFinancialAndAgriculturalLoanMemberCFFI：PurchedPerformingLoansMember2020-06-300000913341Cffi:CommercialFinancialAndAgriculturalLoanMemberCFFI：PurchedCreditImpairedLoansMember2020-06-300000913341美国-GAAP：建设贷款成员2020-06-300000913341US-GAAP：ResidentialMortgageMemberCFFI：PurchedPerformingLoansMember2019-12-310000913341US-GAAP：ResidentialMortgageMemberCFFI：PurchedCreditImpairedLoansMember2019-12-310000913341美国-GAAP：HomeEquityMemberCFFI：PurchedPerformingLoansMember2019-12-310000913341美国-GAAP：HomeEquityMemberCFFI：PurchedCreditImpairedLoansMember2019-12-310000913341CFFI：消费者会员CFFI：PurchedPerformingLoansMember2019-12-310000913341Cffi:CommercialFinancialAndAgriculturalLoanMemberCFFI：PurchedPerformingLoansMember2019-12-310000913341Cffi:CommercialFinancialAndAgriculturalLoanMemberCFFI：PurchedCreditImpairedLoansMember2019-12-310000913341CFFI：PurchedCreditImpairedLoansMember2019-06-300000913341CFFI：PurchedCreditImpairedLoansMember2018-12-3100009133412020-01-0100009133412018-12-310000913341CFFI：PeoplesBankSharesInc.成员CFFI：薪资和福利支出成员CFFI：社区银行成员2020-04-012020-06-300000913341CFFI：PeoplesBankSharesInc.成员CFFI：其他非利息费用成员CFFI：社区银行成员2020-04-012020-06-300000913341CFFI：PeoplesBankSharesInc.成员CFFI：薪资和福利支出成员CFFI：社区银行成员2020-01-012020-06-300000913341CFFI：PeoplesBankSharesInc.成员CFFI：其他非利息收入成员CFFI：社区银行成员2020-01-012020-06-300000913341CFFI：PeoplesBankSharesInc.成员CFFI：其他非利息费用成员CFFI：社区银行成员2020-01-012020-06-300000913341CFFI：PeoplesBankSharesInc.成员2019-04-012019-06-300000913341CFFI：PeoplesBankSharesInc.成员2019-01-012019-06-300000913341US-GAAP：公允价值输入级别2成员US-GAAP：FairValueMeasurementsRecurringMemberUs-gaap:USStatesAndPoliticalSubdivisionsMember2020-06-300000913341US-GAAP：公允价值输入级别2成员US-GAAP：FairValueMeasurementsRecurringMemberUs-gaap:USGovernmentAgenciesDebtSecuritiesMember2020-06-300000913341US-GAAP：公允价值输入级别2成员US-GAAP：FairValueMeasurementsRecurringMember美国-GAAP：抵押贷款认可证券成员2020-06-300000913341US-GAAP：FairValueMeasurementsRecurringMemberUs-gaap:USStatesAndPoliticalSubdivisionsMember2020-06-300000913341US-GAAP：FairValueMeasurementsRecurringMemberUs-gaap:USGovernmentAgenciesDebtSecuritiesMember2020-06-300000913341US-GAAP：FairValueMeasurementsRecurringMember美国-GAAP：抵押贷款认可证券成员2020-06-300000913341US-GAAP：公允价值输入级别2成员US-GAAP：FairValueMeasurementsRecurringMemberUs-gaap:USStatesAndPoliticalSubdivisionsMember2019-12-310000913341US-GAAP：公允价值输入级别2成员US-GAAP：FairValueMeasurementsRecurringMemberUs-gaap:USGovernmentAgenciesDebtSecuritiesMember2019-12-310000913341US-GAAP：公允价值输入级别2成员US-GAAP：FairValueMeasurementsRecurringMember美国-GAAP：抵押贷款认可证券成员2019-12-310000913341US-GAAP：FairValueMeasurementsRecurringMemberUs-gaap:USStatesAndPoliticalSubdivisionsMember2019-12-310000913341US-GAAP：FairValueMeasurementsRecurringMemberUs-gaap:USGovernmentAgenciesDebtSecuritiesMember2019-12-310000913341US-GAAP：FairValueMeasurementsRecurringMember美国-GAAP：抵押贷款认可证券成员2019-12-310000913341美国-美国公认会计准则：抵押抵押会员(CollateralPledgedMember)2020-06-300000913341美国-美国公认会计准则：抵押抵押会员(CollateralPledgedMember)2019-12-310000913341Us-gaap:USStatesAndPoliticalSubdivisionsMember2020-06-300000913341Us-gaap:USGovernmentAgenciesDebtSecuritiesMember2020-06-300000913341美国-GAAP：抵押贷款认可证券成员2020-06-300000913341Us-gaap:USStatesAndPoliticalSubdivisionsMember2019-12-310000913341Us-gaap:USGovernmentAgenciesDebtSecuritiesMember2019-12-310000913341美国-GAAP：抵押贷款认可证券成员2019-12-310000913341US-GAAP：公允价值输入级别3成员Us-gaap:FairValueMeasurementsNonrecurringMemberCFFI：奥利奥会员2020-06-300000913341Us-gaap:FairValueMeasurementsNonrecurringMemberCFFI：奥利奥会员2020-06-300000913341US-GAAP：公允价值输入级别3成员Us-gaap:FairValueMeasurementsNonrecurringMember2020-06-300000913341US-GAAP：公允价值输入级别2成员US-GAAP：FairValueMeasurementsRecurringMember2020-06-300000913341US-GAAP：FairValueMeasurementsRecurringMember2020-06-300000913341Us-gaap:FairValueMeasurementsNonrecurringMember2020-06-300000913341US-GAAP：公允价值输入级别3成员Us-gaap:FairValueMeasurementsNonrecurringMemberCFFI：奥利奥会员2019-12-310000913341US-GAAP：公允价值输入级别3成员Us-gaap:FairValueMeasurementsNonrecurringMemberCFFI：不良贷款成员2019-12-310000913341Us-gaap:FairValueMeasurementsNonrecurringMemberCFFI：奥利奥会员2019-12-310000913341Us-gaap:FairValueMeasurementsNonrecurringMemberCFFI：不良贷款成员2019-12-310000913341US-GAAP：公允价值输入级别3成员Us-gaap:FairValueMeasurementsNonrecurringMember2019-12-310000913341US-GAAP：公允价值输入级别2成员US-GAAP：FairValueMeasurementsRecurringMember2019-12-310000913341US-GAAP：FairValueMeasurementsRecurringMember2019-12-310000913341Us-gaap:FairValueMeasurementsNonrecurringMember2019-12-310000913341US-GAAP：运营细分市场成员US-GAAP：MortgageBankingMember2020-06-300000913341US-GAAP：运营细分市场成员美国-GAAP：所有其他部门成员2020-06-300000913341US-GAAP：运营细分市场成员CFFI：Consumer FinanceSegmentMember2020-06-300000913341US-GAAP：运营细分市场成员CFFI：社区银行成员2020-06-300000913341US-GAAP：部门间消除成员2020-06-300000913341US-GAAP：运营细分市场成员US-GAAP：MortgageBankingMember2019-06-300000913341US-GAAP：运营细分市场成员美国-GAAP：所有其他部门成员2019-06-300000913341US-GAAP：运营细分市场成员CFFI：Consumer FinanceSegmentMember2019-06-300000913341US-GAAP：运营细分市场成员CFFI：社区银行成员2019-06-300000913341US-GAAP：部门间消除成员2019-06-3000009133412019-06-300000913341美国-GAAP：RestrictedStockMember2020-04-012020-06-300000913341美国-GAAP：RestrictedStockMember2020-01-012020-06-300000913341US-GAAP：AdditionalPaidInCapitalMember2020-04-012020-06-300000913341US-GAAP：AdditionalPaidInCapitalMember2020-01-012020-06-300000913341US-GAAP：AdditionalPaidInCapitalMember2019-04-012019-06-300000913341US-GAAP：AdditionalPaidInCapitalMember2019-01-012019-06-3000009133412020-08-040000913341US-GAAP：公允价值输入级别2成员Us-gaap:EstimateOfFairValueFairValueDisclosureMember2020-06-300000913341US-GAAP：公允价值输入级别2成员Us-gaap:EstimateOfFairValueFairValueDisclosureMember2019-12-310000913341CFFI：CAndFBankMember2020-01-012020-06-300000913341US-GAAP：运营细分市场成员US-GAAP：MortgageBankingMember2020-04-012020-06-300000913341US-GAAP：运营细分市场成员美国-GAAP：所有其他部门成员2020-04-012020-06-300000913341US-GAAP：运营细分市场成员CFFI：Consumer FinanceSegmentMember2020-04-012020-06-300000913341US-GAAP：运营细分市场成员CFFI：社区银行成员2020-04-012020-06-300000913341US-GAAP：运营细分市场成员US-GAAP：MortgageBankingMember2020-01-012020-06-300000913341US-GAAP：运营细分市场成员美国-GAAP：所有其他部门成员2020-01-012020-06-300000913341US-GAAP：运营细分市场成员CFFI：Consumer FinanceSegmentMember2020-01-012020-06-300000913341US-GAAP：运营细分市场成员CFFI：社区银行成员2020-01-012020-06-300000913341US-GAAP：运营细分市场成员US-GAAP：MortgageBankingMember2019-04-012019-06-300000913341US-GAAP：运营细分市场成员美国-GAAP：所有其他部门成员2019-04-012019-06-300000913341US-GAAP：运营细分市场成员CFFI：Consumer FinanceSegmentMember2019-04-012019-06-300000913341US-GAAP：运营细分市场成员CFFI：社区银行成员2019-04-012019-06-300000913341US-GAAP：运营细分市场成员US-GAAP：MortgageBankingMember2019-01-012019-06-300000913341US-GAAP：运营细分市场成员美国-GAAP：所有其他部门成员2019-01-012019-06-300000913341US-GAAP：运营细分市场成员CFFI：Consumer FinanceSegmentMember2019-01-012019-06-300000913341US-GAAP：运营细分市场成员CFFI：社区银行成员2019-01-012019-06-300000913341CFFI：MortgageBankingSegmentMember2020-01-012020-06-300000913341CFFI：CFSelectLlcMember2019-01-012019-03-310000913341SRT：最小成员数2020-01-012020-06-300000913341SRT：最大成员数2020-01-012020-06-300000913341CFFI：CAndFBankMember2020-06-300000913341US-GAAP：MortgageBankingMember2020-01-012020-06-300000913341美国-GAAP：商业贷款会员Cffi:CommercialFinancialAndAgriculturalLoanMember美国-GAAP：特别会员2020-06-300000913341美国-GAAP：商业贷款会员Cffi:CommercialFinancialAndAgriculturalLoanMember美国-GAAP：PassMember2020-06-300000913341Cffi:LandAcquisitionAndDevelopmentLendingMemberCffi:CommercialFinancialAndAgriculturalLoanMember美国-GAAP：特别会员2020-06-300000913341Cffi:LandAcquisitionAndDevelopmentLendingMemberCffi:CommercialFinancialAndAgriculturalLoanMember美国-GAAP：PassMember2020-06-300000913341CFFI：Consumer LotLendingMember美国-GAAP：建设贷款成员美国-GAAP：PassMember2020-06-300000913341CFFI：构造LendingMember美国-GAAP：建设贷款成员美国-GAAP：PassMember2020-06-300000913341CFFI：Commercial RealEstateLendingMemberCffi:CommercialFinancialAndAgriculturalLoanMember美国-GAAP：不符合标准的成员2020-06-300000913341CFFI：Commercial RealEstateLendingMemberCffi:CommercialFinancialAndAgriculturalLoanMember美国-GAAP：特别会员2020-06-300000913341CFFI：Commercial RealEstateLendingMemberCffi:CommercialFinancialAndAgriculturalLoanMember美国-GAAP：PassMember2020-06-300000913341CFFI：BuilderLineLendingMemberCffi:CommercialFinancialAndAgriculturalLoanMember美国-GAAP：PassMember2020-06-300000913341US-GAAP：ResidentialMortgageMember美国-GAAP：不符合标准的成员2020-06-300000913341US-GAAP：ResidentialMortgageMember美国-GAAP：特别会员2020-06-300000913341US-GAAP：ResidentialMortgageMember美国-GAAP：PassMember2020-06-300000913341US-GAAP：ResidentialMortgageMemberCFFI：不符合标准的非应计成员2020-06-300000913341美国-GAAP：HomeEquityMember美国-GAAP：不符合标准的成员2020-06-300000913341美国-GAAP：HomeEquityMember美国-GAAP：特别会员2020-06-300000913341美国-GAAP：HomeEquityMember美国-GAAP：PassMember2020-06-300000913341美国-GAAP：HomeEquityMemberCFFI：不符合标准的非应计成员2020-06-300000913341美国-GAAP：商业贷款会员Cffi:CommercialFinancialAndAgriculturalLoanMember2020-06-300000913341CFFI：PeoplesBankSharesInc.成员美国-GAAP：不符合标准的成员2020-06-300000913341CFFI：PeoplesBankSharesInc.成员美国-GAAP：特别会员2020-06-300000913341CFFI：PeoplesBankSharesInc.成员美国-GAAP：PassMember2020-06-300000913341CFFI：PeoplesBankSharesInc.成员CFFI：不符合标准的非应计成员2020-06-300000913341Cffi:LandAcquisitionAndDevelopmentLendingMemberCffi:CommercialFinancialAndAgriculturalLoanMember2020-06-300000913341CFFI：消费者会员美国-GAAP：特别会员2020-06-300000913341CFFI：消费者会员美国-GAAP：PassMember2020-06-300000913341CFFI：消费者会员CFFI：不符合标准的非应计成员2020-06-300000913341CFFI：Consumer LotLendingMember美国-GAAP：建设贷款成员2020-06-300000913341CFFI：构造LendingMember美国-GAAP：建设贷款成员2020-06-300000913341CFFI：Commercial RealEstateLendingMemberCffi:CommercialFinancialAndAgriculturalLoanMember2020-06-300000913341CFFI：BuilderLineLendingMemberCffi:CommercialFinancialAndAgriculturalLoanMember2020-06-300000913341美国-GAAP：不符合标准的成员2020-06-300000913341美国-GAAP：特别会员2020-06-300000913341美国-GAAP：PassMember2020-06-300000913341CFFI：不符合标准的非应计成员2020-06-300000913341美国-GAAP：商业贷款会员Cffi:CommercialFinancialAndAgriculturalLoanMember美国-GAAP：特别会员2019-12-310000913341美国-GAAP：商业贷款会员Cffi:CommercialFinancialAndAgriculturalLoanMember美国-GAAP：PassMember2019-12-310000913341美国-GAAP：商业贷款会员Cffi:CommercialFinancialAndAgriculturalLoanMemberCFFI：不符合标准的非应计成员2019-12-310000913341Cffi:LandAcquisitionAndDevelopmentLendingMemberCffi:CommercialFinancialAndAgriculturalLoanMember美国-GAAP：特别会员2019-12-310000913341Cffi:LandAcquisitionAndDevelopmentLendingMemberCffi:CommercialFinancialAndAgriculturalLoanMember美国-GAAP：PassMember2019-12-310000913341CFFI：Consumer LotLendingMember美国-GAAP：建设贷款成员美国-GAAP：PassMember2019-12-310000913341CFFI：构造LendingMember美国-GAAP：建设贷款成员美国-GAAP：PassMember2019-12-310000913341CFFI：Commercial RealEstateLendingMemberCffi:CommercialFinancialAndAgriculturalLoanMember美国-GAAP：不符合标准的成员2019-12-310000913341CFFI：Commercial RealEstateLendingMemberCffi:CommercialFinancialAndAgriculturalLoanMember美国-GAAP：特别会员2019-12-310000913341CFFI：Commercial RealEstateLendingMemberCffi:CommercialFinancialAndAgriculturalLoanMember美国-GAAP：PassMember2019-12-310000913341CFFI：BuilderLineLendingMemberCffi:CommercialFinancialAndAgriculturalLoanMember美国-GAAP：特别会员2019-12-310000913341CFFI：BuilderLineLendingMemberCffi:CommercialFinancialAndAgriculturalLoanMember美国-GAAP：PassMember2019-12-310000913341US-GAAP：ResidentialMortgageMember美国-GAAP：不符合标准的成员2019-12-310000913341US-GAAP：ResidentialMortgageMember美国-GAAP：特别会员2019-12-310000913341US-GAAP：ResidentialMortgageMember美国-GAAP：PassMember2019-12-310000913341US-GAAP：ResidentialMortgageMemberCFFI：不符合标准的非应计成员2019-12-310000913341美国-GAAP：HomeEquityMember美国-GAAP：不符合标准的成员2019-12-310000913341美国-GAAP：HomeEquityMember美国-GAAP：特别会员2019-12-310000913341美国-GAAP：HomeEquityMember美国-GAAP：PassMember2019-12-310000913341美国-GAAP：HomeEquityMemberCFFI：不符合标准的非应计成员2019-12-310000913341美国-GAAP：商业贷款会员Cffi:CommercialFinancialAndAgriculturalLoanMember2019-12-310000913341Cffi:LandAcquisitionAndDevelopmentLendingMemberCffi:CommercialFinancialAndAgriculturalLoanMember2019-12-310000913341CFFI：消费者会员美国-GAAP：特别会员2019-12-310000913341CFFI：消费者会员美国-GAAP：PassMember2019-12-310000913341CFFI：消费者会员CFFI：不符合标准的非应计成员2019-12-310000913341CFFI：Consumer LotLendingMember美国-GAAP：建设贷款成员2019-12-310000913341CFFI：构造LendingMember美国-GAAP：建设贷款成员2019-12-310000913341CFFI：Commercial RealEstateLendingMemberCffi:CommercialFinancialAndAgriculturalLoanMember2019-12-310000913341CFFI：BuilderLineLendingMemberCffi:CommercialFinancialAndAgriculturalLoanMember2019-12-310000913341美国-GAAP：不符合标准的成员2019-12-310000913341美国-GAAP：特别会员2019-12-310000913341美国-GAAP：PassMember2019-12-310000913341CFFI：不符合标准的非应计成员2019-12-310000913341CFFI：消费者会员2019-12-310000913341CFFI：Consumer FinanceSegmentMember2020-01-012020-06-300000913341SRT：最小成员数US-GAAP：MortgageBankingMemberCFFI：FHLBAdvancesMember2020-01-012020-06-300000913341SRT：最小成员数CFFI：Consumer FinanceSegmentMemberUS-GAAP：伦敦银行间同业拆借利率LIBOR成员2020-01-012020-06-300000913341SRT：最大成员数US-GAAP：MortgageBankingMemberCFFI：FHLBAdvancesMember2020-01-012020-06-300000913341CFFI：BestEffortsForwardSalesContractsMemberCFFI：MortgageBankingSegmentMember2020-06-300000913341CFFI：MortgageBankingSegmentMember2020-06-300000913341CFFI：BestEffortsForwardSalesContractsMemberCFFI：MortgageBankingSegmentMember2019-12-310000913341CFFI：MortgageBankingSegmentMember2019-12-310000913341美国-GAAP：建设贷款成员CFFI：Consumer LotLendingMember2020-06-300000913341美国-GAAP：建设贷款成员CFFI：构造LendingMember2020-06-300000913341Cffi:CommercialFinancialAndAgriculturalLoanMember美国-GAAP：商业贷款会员2020-06-300000913341Cffi:CommercialFinancialAndAgriculturalLoanMemberCffi:LandAcquisitionAndDevelopmentLendingMember2020-06-300000913341Cffi:CommercialFinancialAndAgriculturalLoanMemberCFFI：Commercial RealEstateLendingMember2020-06-300000913341Cffi:CommercialFinancialAndAgriculturalLoanMemberCFFI：BuilderLineLendingMember2020-06-300000913341US-GAAP：ResidentialMortgageMember2020-06-300000913341美国-GAAP：HomeEquityMember2020-06-300000913341CFFI：消费者会员2020-06-300000913341CFFI：Consumer FinanceMember2020-06-300000913341美国-GAAP：建设贷款成员CFFI：Consumer LotLendingMember2019-12-310000913341美国-GAAP：建设贷款成员CFFI：构造LendingMember2019-12-310000913341Cffi:CommercialFinancialAndAgriculturalLoanMember美国-GAAP：商业贷款会员2019-12-310000913341Cffi:CommercialFinancialAndAgriculturalLoanMemberCffi:LandAcquisitionAndDevelopmentLendingMember2019-12-310000913341Cffi:CommercialFinancialAndAgriculturalLoanMemberCFFI：Commercial RealEstateLendingMember2019-12-310000913341Cffi:CommercialFinancialAndAgriculturalLoanMemberCFFI：BuilderLineLendingMember2019-12-310000913341US-GAAP：ResidentialMortgageMember2019-12-310000913341美国-GAAP：HomeEquityMember2019-12-310000913341CFFI：消费者会员2019-12-310000913341CFFI：Consumer FinanceMember2019-12-310000913341US-GAAP：ResidentialMortgageMember2020-06-300000913341美国-GAAP：HomeEquityMember2020-06-300000913341CFFI：消费者会员2020-06-300000913341Cffi:CommercialFinancialAndAgriculturalLoanMember2020-06-300000913341US-GAAP：ResidentialMortgageMember2019-12-310000913341美国-GAAP：HomeEquityMember2019-12-310000913341Cffi:CommercialFinancialAndAgriculturalLoanMember2019-12-310000913341CFFI：PurchedPerformingLoansMember2020-06-300000913341CFFI：PurchedCreditImpairedLoansMember2020-06-300000913341CFFI：PurchedPerformingLoansMember2019-12-310000913341CFFI：PurchedCreditImpairedLoansMember2019-12-310000913341CFFI：PurchedCreditImpairedLoansMember2020-01-012020-06-300000913341CFFI：PurchedCreditImpairedLoansMember2019-01-012019-06-300000913341CFFI：PeoplesBankSharesInc.成员CFFI：PurchedCreditImpairedLoansMember2020-01-010000913341CFFI：PeoplesBankSharesInc.成员2020-01-010000913341CFFI：PeoplesBankSharesInc.成员2020-01-012020-01-010000913341CFFI：PeoplesBankSharesInc.成员2020-04-012020-06-300000913341CFFI：PeoplesBankSharesInc.成员CFFI：社区银行成员2020-01-012020-06-300000913341CFFI：PeoplesBankSharesInc.成员2020-01-012020-06-300000913341CFFI：PeoplesBankSharesInc.成员2020-06-3000009133412020-04-012020-06-3000009133412019-04-012019-06-3000009133412019-01-012019-06-3000009133412020-01-012020-06-3000009133412020-06-3000009133412019-12-310000913341US-GAAP：公允价值输入级别1成员Us-gaap:EstimateOfFairValueFairValueDisclosureMember2020-06-300000913341Us-gaap:EstimateOfFairValueFairValueDisclosureMember2020-06-300000913341Us-gaap:CarryingReportedAmountFairValueDisclosureMember2020-06-300000913341US-GAAP：公允价值输入级别1成员Us-gaap:EstimateOfFairValueFairValueDisclosureMember2019-12-310000913341Us-gaap:EstimateOfFairValueFairValueDisclosureMember2019-12-310000913341Us-gaap:CarryingReportedAmountFairValueDisclosureMember2019-12-31iso4217：美元CFFI：安全性iso4217：美元xbrli：共享xbrli：共享xbrli：纯CFFI：项目CFFI：子公司CFFI：贷款CFFI：细分市场

目录

​

美国

证券交易委员会

华盛顿特区20549

​

​

形式10-Q

​

(马克一)

​

​

​

☒

根据1934年证券交易法第13或15(D)节规定的季度报告

​

关于截至的季度期间2020年6月30日

​

或

​

​

​

☐

根据1934年“证券交易法”第13或15(D)条提交的过渡报告

​

由_的过渡期

​

佣金档案编号000-23423

​

​

C&F金融公司

(章程中规定的注册人的确切姓名)

​

​

​

​

维吉尼亚

54-1680165

(成立为法团或组织的州或其他司法管辖区)

(I.R.S.雇主身分证号码)

​

​

拉格兰奇大道3600号竹野, VA

23168

(主要行政机关地址)

(邮政编码)

​

(804) 843-2360

(登记人的电话号码，包括区号)

​

​

​

弗吉尼亚州西点军校主街802号，邮编：23181

(前姓名、前地址和前财政年度，如果自上次报告以来发生变化)

​

​

​

​

根据该法第12(B)条登记的证券：

​

​

​

​

每一类的名称

交易代码

每间交易所的注册名称

普通股，每股面值1.00美元

CFFI

纳斯达克股票市场有限责任公司

​

用复选标记表示注册人(1)是否在过去12个月内(或注册人被要求提交此类报告的较短期限内)提交了1934年证券交易法第13条或第15(D)条要求提交的所有报告，以及(2)在过去90天内是否一直符合此类提交要求。是  ☒*☐

​

用复选标记表示注册人是否在过去12个月内(或注册人被要求提交此类文件的较短时间内)以电子方式提交了根据S-T条例第405条(本章232.405节)要求提交的每个交互数据文件。是  ☒*☐

​

用复选标记表示注册人是大型加速申报公司、加速申报公司、非加速申报公司、较小的报告公司还是新兴的成长型公司。请参阅“交易法”第12b-2条中“大型加速申报公司”、“加速申报公司”、“较小报告公司”和“新兴成长型公司”的定义。

​

​

​

​

​

​

​

​

​

​

大型加速滤波器

☐

加速文件管理器

☒

​

​

非加速文件管理器

☐

小型报表公司

☒

新兴成长型公司

☐

​

如果是新兴成长型公司，请通过复选标记表明注册人是否选择不使用延长的过渡期来遵守根据“交易法”第13(A)条规定的任何新的或经修订的财务会计准则。☐

​

用复选标记表示注册人是否是空壳公司(如交易法第12b-2条所定义)。☐*☒

​

在2020年8月4日，也就是最后可行的确定日期，3,648,586注册人的普通股面值为1.00美元，已发行。

​

​

​

​

目录

​

目录

​

​

​

​

​

​

​

第一部分-中国金融市场信息

    

页

 

​

​

​

​

​

第(1)项。

财务报表

 

3

 

​

​

​

​

​

​

合并资产负债表-2020年6月30日(未经审计)和2019年12月31日

 

3

 

​

​

​

​

​

​

合并损益表(未经审计)-截至2020年和2019年6月30日的三个月和六个月

 

4

 

​

​

​

​

​

​

综合全面收益表(未经审计)-截至2020年和2019年6月30日的三个月和六个月

 

5

 

​

​

​

​

​

​

合并权益报表(未经审计)-截至2020年6月30日和2019年6月30日的三个月

 

6

 

​

​

​

​

​

​

合并权益报表(未经审计)-截至2020年6月30日和2019年6月30日的6个月

​

7

​

​

​

​

​

​

​

合并现金流量表(未经审计)-截至2020年6月30日和2019年6月30日的6个月

 

8

 

​

​

​

​

​

​

合并财务报表附注(未经审计)

​

9

​

​

​

​

​

​

第二项。

管理层对财务状况和经营结果的讨论和分析

 

37

 

​

​

​

​

​

第三项。

关于市场风险的定量和定性披露

 

70

 

​

​

​

​

​

第四项。

管制和程序

 

70

 

​

​

​

​

​

第二部分第二部分--其他相关信息

 

​

 

​

​

​

​

​

项目71A。

危险因素

 

71

 

​

​

​

​

​

第二项。

未登记的股权证券销售和收益的使用

 

72

 

​

​

​

​

​

项目6.

陈列品

 

73

 

​

​

​

​

​

​

签名

 

74

 

​

​

​

​

2

目录

​

第一部分-财务信息

​

第1项。财务报表

​

C&F金融公司及其子公司

综合资产负债表

(千美元，每股除外)

​

​

​

​

​

​

​

​

​

​

​

北京时间6月30日，北京时间11：30。

​

2011年12月31日

​

​

    

2020

    

2019

  

资产

​

​

(未经审计)

​

​

*

​

现金和银行到期款项

​

$

15,774

​

$

21,148

​

其他银行的有息存款

​

 

64,526

​

 

144,285

​

现金和现金等价物合计

​

 

80,300

​

 

165,433

​

证券-可按公允价值出售，摊销成本为$241,178及$187,759，分别

​

 

247,133

​

 

189,733

​

按公允价值持有的待售贷款

​

 

180,137

​

 

90,500

​

贷款，扣除贷款损失准备金#美元后的净额36,094及$32,873，分别

​

 

1,292,896

​

 

1,082,318

​

限制性股票，按成本计算

​

 

3,209

​

 

3,257

​

公司办公场所和设备，净值

​

 

39,458

​

 

35,261

​

拥有的其他房地产，扣除估值免税额$88及$88，分别

​

 

1,103

​

 

1,103

​

应计应收利息

​

 

8,104

​

 

6,776

​

商誉

​

 

25,191

​

 

14,425

​

其他无形资产，净额

​

 

2,457

​

 

912

​

银行拥有的人寿保险

​

​

19,862

​

​

16,044

​

递延税金净资产

​

​

12,425

​

​

11,219

​

其他资产

​

 

70,929

​

 

40,451

​

总资产

​

$

1,983,204

​

$

1,657,432

​

​

​

​

​

​

​

​

​

负债

​

​

​

​

​

​

​

存款

​

​

​

​

​

​

​

无息活期存款

​

$

464,703

​

$

296,985

​

储蓄和有息活期存款

​

 

688,545

​

 

572,209

​

定期存款

​

 

492,541

​

 

422,056

​

总存款

​

 

1,645,789

​

 

1,291,250

​

短期借款

​

 

22,648

​

 

16,360

​

长期借款

​

 

43,390

​

 

119,529

​

信托优先资本票据

​

 

25,298

​

 

25,281

​

应计应付利息

​

 

1,210

​

 

1,291

​

其他负债

​

 

61,604

​

 

38,442

​

负债共计

​

 

1,799,939

​

 

1,492,153

​

​

​

​

​

​

​

​

​

承担和或有负债(附注11)

​

 

​

​

 

​

​

​

​

​

​

​

​

​

​

权益

​

​

​

​

​

​

​

普通股($1.00面值，8,000,000授权股份，3,647,447和3,438,126股份已发布和杰出的，分别包括137,705和142,020(分别为未归属股份)

​

 

3,510

​

 

3,296

​

额外实收资本

​

 

21,055

​

 

9,503

​

留存收益

​

 

158,799

​

 

154,248

​

累计其他综合损失净额

​

 

(638)

​

 

(2,249)

​

富力金融公司应占权益

​

​

182,726

​

​

164,798

​

非控股权益

​

​

539

​

​

481

​

总股本

​

 

183,265

​

 

165,279

​

负债和权益总额

​

$

1,983,204

​

$

1,657,432

​

*     衍生自经审计的综合财务报表。

​

请参阅合并财务报表附注。

3

目录

​

C&F金融公司及其子公司

合并损益表

(未经审计)

(千美元，每股除外)

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

截至6月30日的三个月。

​

截至6月30日的6个月内。

​

    

2020

    

2019

  

2020

    

2019

利息收入

​

​

​

​

​

​

​

​

​

​

​

​

贷款利息及费用

​

$

22,204

​

$

22,323

​

$

45,101

​

$

43,243

出售的有息存款和联邦基金的利息

​

 

52

​

 

582

​

 

650

​

 

1,171

证券的利息和股息

​

​

​

​

​

​

​

​

​

​

​

​

美国政府机构和公司

​

 

120

​

 

101

​

 

246

​

 

202

抵押贷款支持证券

​

​

543

​

​

567

​

​

1,063

​

​

1,178

各州和政区的免税义务

​

​

513

​

​

556

​

​

1,009

​

​

1,139

国家和政治分区的应税义务

​

 

108

​

 

93

​

 

200

​

 

186

其他

​

 

44

​

 

54

​

 

93

​

 

108

利息收入总额

​

 

23,584

​

 

24,276

​

 

48,362

​

 

47,227

利息费用

​

​

​

​

​

​

​

​

​

​

​

​

储蓄存款和有息存款

​

 

355

​

 

597

​

 

941

​

 

1,199

定期存款

​

 

2,131

​

 

1,624

​

 

4,430

​

 

2,930

借款

​

 

557

​

 

1,120

​

 

1,558

​

 

2,231

信托优先资本票据

​

 

287

​

 

310

​

 

576

​

 

595

利息支出总额

​

 

3,330

​

 

3,651

​

 

7,505

​

 

6,955

净利息收入

​

 

20,254

​

 

20,625

​

 

40,857

​

 

40,272

贷款损失准备金

​

 

3,600

​

 

1,810

​

 

6,250

​

 

4,205

计提贷款损失拨备后的净利息收入

​

 

16,654

​

 

18,815

​

 

34,607

​

 

36,067

非利息收入

​

​

​

​

​

​

​

​

​

​

​

​

贷款销售收益

​

 

4,605

​

 

2,955

​

 

8,281

​

 

5,091

按揭银行手续费收入

​

 

1,986

​

 

1,267

​

 

3,291

​

 

2,037

交换收入

​

​

1,141

​

​

1,071

​

​

2,230

​

​

2,029

存款账户手续费

​

 

639

​

 

944

​

 

1,641

​

 

1,862

财富管理服务收入，净额

​

 

748

​

 

475

​

 

1,333

​

 

924

其他服务费及收费

​

 

394

​

 

417

​

 

769

​

 

715

出售、到期和催缴可供出售证券的净收益

​

 

3

​

 

1

​

 

7

​

 

5

其他

​

 

2,312

​

 

1,072

​

 

1,024

​

 

2,642

非利息收入总额

​

 

11,828

​

 

8,202

​

 

18,576

​

 

15,305

非利息费用

​

​

​

​

​

​

​

​

​

​

​

​

薪金和员工福利

​

 

14,354

​

 

11,495

​

 

25,171

​

 

23,402

入住率

​

 

2,567

​

 

2,148

​

 

4,894

​

 

4,338

其他

​

 

6,871

​

 

5,906

​

 

13,812

​

 

11,486

非利息费用总额

​

 

23,792

​

 

19,549

​

 

43,877

​

 

39,226

所得税前收入

​

 

4,690

​

 

7,468

​

 

9,306

​

 

12,146

所得税费用

​

 

947

​

 

1,626

​

 

1,924

​

 

2,533

净收入

​

​

3,743

​

​

5,842

​

​

7,382

​

​

9,613

减去可归因于非控股权益的净(亏损)收入

​

 

(3)

​

 

(1)

​

 

58

​

 

(1)

可归因于富力金融公司的净收入

​

$

3,746

​

$

5,843

​

$

7,324

​

$

9,614

每股净收益-基本收益和稀释后收益

​

$

1.03

​

$

1.69

​

$

2.01

​

$

2.77

​

请参阅合并财务报表附注。

4

目录

​

C&F金融公司及其子公司

综合全面收益表

(未经审计)

(千美元)

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

截至6月30日的三个月：

​

截至6月30日的6个月：

​

    

2020

    

2019

    

2020

    

2019

净收入

​

$

3,743

​

$

5,842

​

$

7,382

​

$

9,613

其他全面收入：

​

​

​

​

​

​

​

​

​

​

​

​

定义的福利计划：

​

​

​

​

​

​

​

​

​

​

​

​

将已确认的净精算损失重新分类为净收益1

​

​

57

​

​

52

​

​

99

​

​

94

相关所得税效应

​

​

(12)

​

​

(11)

​

​

(21)

​

​

(20)

将先前服务信贷摊销为净收入1

​

​

(17)

​

​

(17)

​

​

(34)

​

​

(34)

相关所得税效应

​

​

3

​

​

3

​

​

7

​

​

7

固定福利计划，税后净额

​

​

31

​

​

27

​

​

51

​

​

47

​

​

​

​

​

​

​

​

​

​

​

​

​

现金流对冲：

​

​

​

​

​

​

​

​

​

​

​

​

期内产生的未实现持有亏损

​

​

(154)

​

​

(102)

​

​

(2,128)

​

​

(210)

相关所得税效应

​

​

39

​

​

26

​

​

547

​

​

54

将套期保值收益摊销为净收入2

​

​

(3)

​

​

—

​

​

(6)

​

​

—

相关所得税效应

​

​

1

​

​

—

​

​

2

​

​

—

现金流套期保值，税后净额

​

​

(117)

​

​

(76)

​

​

(1,585)

​

​

(156)

​

​

​

​

​

​

​

​

​

​

​

​

​

可供出售的证券：

​

​

​

​

​

​

​

​

​

​

​

​

期内产生的未实现持有收益

​

​

1,779

​

​

1,547

​

​

3,988

​

​

3,373

相关所得税效应

​

​

(373)

​

​

(325)

​

​

(837)

​

​

(708)

已实现净收益重新分类为净收益3

​

​

(3)

​

​

(1)

​

​

(7)

​

​

(5)

相关所得税效应

​

​

—

​

​

—

​

​

1

​

​

1

可供出售的证券，扣除税后

​

​

1,403

​

​

1,221

​

​

3,145

​

​

2,661

其他综合收益，扣除税后的净额

​

​

1,317

​

​

1,172

​

​

1,611

​

​

2,552

综合收益

​

​

5,060

​

​

7,014

​

​

8,993

​

​

12,165

可归因于非控股权益的较不全面的(亏损)收入

​

​

(3)

​

​

(1)

​

​

58

​

​

(1)

富力金融公司应占综合收益

​

$

5,063

​

$

7,015

​

$

8,935

​

$

12,166

1这些项目计入定期收益净成本的计算，并计入综合损益表上的“非利息收入-其他”。有关附加信息，请参阅“注8：员工福利计划”。
2这些项目包含在合并损益表上的“利息支出-信托优先资本票据”。
3这些项目包括在综合收益表上的“出售、到期和催缴可供出售证券的净收益”。

请参阅合并财务报表附注。

​

5

目录

​

C&F金融公司及其子公司

合并权益表

截至2020年6月30日和2019年6月30日的三个月

(未经审计)

(千美元，每股除外)

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

归因于C&F金融公司

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

累积

​

​

​

​

​

​

​

​

   

​

​

   

附加

   

​

​

   

其他

   

​

​

​

​

 

​

​

普普通通

​

实缴

​

留用

​

综合

​

非控制性

​

总计

 

​

​

股票

​

资本

​

收益

​

净亏损，净额

​

利息

​

权益

 

余额2020年3月31日

​

$

3,509

 

$

20,710

 

$

156,438

 

$

(1,955)

 

$

542

​

$

179,244

​

综合收益：

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

净收益(损失)

 

​

—

 

​

—

 

​

3,746

 

​

—

 

​

(3)

​

 

3,743

​

其他综合收入

 

​

—

 

​

—

 

​

—

 

​

1,317

 

​

—

​

 

1,317

​

股份薪酬

 

​

—

 

​

312

 

​

—

 

​

—

 

​

—

​

 

312

​

已发行普通股

 

​

1

 

​

33

 

​

—

 

​

—

 

​

—

​

 

34

​

宣布的现金股息($0.38每股)

​

​

—

​

​

—

​

​

(1,385)

​

​

—

​

​

—

​

​

(1,385)

​

余额2020年6月30日

​

$

3,510

​

$

21,055

​

$

158,799

​

$

(638)

 

$

539

​

$

183,265

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

归因于C&F金融公司

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

累积

​

​

​

​

​

​

​

​

   

​

​

   

附加

   

​

​

   

其他

   

​

​

​

​

 

​

​

普普通通

​

实缴

​

留用

​

综合

​

非控制性

​

总计

 

​

​

股票

​

资本

​

收益

​

净亏损，净额

​

利息

​

权益

 

余额2019年3月31日

​

$

3,337

 

$

11,362

 

$

143,003

 

$

(3,292)

 

$

490

​

$

154,900

​

综合收益：

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

净收益(损失)

 

​

—

 

​

—

 

​

5,843

 

​

—

 

​

(1)

​

 

5,842

​

其他综合收入

 

​

—

 

​

—

 

​

—

 

​

1,172

 

​

—

​

 

1,172

​

股份薪酬

 

​

—

 

​

310

 

​

—

 

​

—

 

​

—

​

 

310

​

归属的限制性股票

 

​

1

​

​

(1)

 

​

—

 

​

—

 

​

—

​

 

—

​

已发行普通股

 

​

—

​

​

34

 

​

—

 

​

—

 

​

—

​

 

34

​

购买的普通股

​

​

(33)

​

​

(1,598)

​

​

—

​

​

—

​

​

—

​

​

(1,631)

​

宣布的现金股息($0.37每股)

 

​

—

 

​

—

 

​

(1,276)

 

​

—

 

​

—

​

 

(1,276)

​

余额2019年6月30日。

​

$

3,305

​

$

10,107

​

$

147,570

​

$

(2,120)

 

$

489

​

$

159,351

​

​

请参阅合并财务报表附注。

​

​

6

目录

​

C&F金融公司及其子公司

合并权益表

截至2020年6月30日和2019年6月30日的6个月

(未经审计)

(千美元，每股除外)

​

​