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Why invest in stocks?

moomoo Courses ·  Sep 5, 2020 02:44  · Exclusive

From free introductory classes to advanced trading strategies, we aim to help you increase your knowledge and trade smarter. Let's make investing easier and not alone.

-Moomoo News Team

They provide the highest potential returns.

Stocks are, in essence, partial ownership rights in the company that entitle the stockholder to share in the earnings that may occur and accrue. Some of these earnings may be paid out immediately in the form of dividends, while the rest of the earnings will be retained. These retained earnings may be used to expand operations or build a larger infrastructure, giving the company the ability to generate even greater future earnings.

Here is a macro view of the long-term performance of various asset classes. Obviously stocks performed the best in the long run.

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Source: "Stocks for the long run" by Jeremy Siegel

There are periods of bad performance. But overall, stocks have formed a steady march upwards as the U.S. and global economies have grown.

They are easy to invest

Stocks are often called "liquid assets", which means they can be turned into cash relatively quickly. For example, if you had $1,000,000 invested in the market at 3 pm on a Tuesday and you wanted to get all your money out right away, you could most likely turn that million dollars into cash in a few minutes with just a few clicks.

A lot of people invest in stocks because they feel like their money is never far away and can always be called home in an instant.

Invest in stocks to have fun

You get to learn about the stock market, and how companies work, what makes them succeed or fail, how products come to market, how economies impact companies and make important decisions that can have a huge impact on your financial future.

Along the way, you will find it enjoyable with a greater understanding of how the world works.

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An Apple fan would definitely say so: Investing in great companies you admire could be fun! 

However,

If you have never invested in stocks, it seems irrational to jump blindly into stock markets! People lose money in the markets because they simply jump to the market without understanding the economic and investment market cycles. You should invest in the stock market after getting the basic knowledge about it and in accordance with your financial goals.

For those who have never invested before,

Here are examples of money that would be much better off in a high-yield savings account than stocks:

  • Your emergency fund

  • Money you'll need to make your child's next tuition payment

  • Next year's vacation fund

  • Money you're socking away for a down payment, even if you will not be prepared to buy a home for several years

For those who are already investing,

Here are some important concepts to consider before choosing your stocks:

  • Diversify your portfolio

  • Invest only in businesses you understand

  • Avoid high-volatility stocks until you get the hang of investing, and always avoid penny stocks

  • Learn the basic metrics and concepts used to evaluate stocks

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"Never put all your eggs in one basket."

Source: Investopedia, The Motley Fool

For more investment knowledge and trends, welcome to Courses on the Community.

Disclaimer: This content is for informational and educational purposes only and does not constitute a recommendation or endorsement of any specific investment or investment strategy. Read more
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Comment Comment 21 · Views 39.4k

Comment(21)

  • user-avatar

    Invest for returns but caution the risks

    Sep 5, 2020 03:24
  • user-avatar

    A great learning for beginner

    Apr 28, 2021 11:35
  • user-avatar

    Do read on diversification. Not placing all your eggs in 1 basket

    May 2, 2021 02:50
  • user-avatar

    See investing as an opportunity to understand the world/businesses, love this perspective!

    May 8, 2021 16:04
  • user-avatar

    Looking it at to win prize

    May 9, 2021 01:08
  • user-avatar

    Thanks

    Jul 2, 2021 03:19
  • user-avatar

    It's good idea to diversify your portfolio.

    Jul 8, 2021 04:47
  • user-avatar

    As beginners PLEASE AVOID PENNY STOCKS

    Jul 12, 2021 02:55
  • user-avatar

    good learning for beginner

    Jul 14, 2021 05:28
  • user-avatar

    good to learn, am a beginner

    Jul 19, 2021 06:26
  • user-avatar

    Here, it says avoid penny stocks. I already invested in some penny stocks because I don't have to spend alot of money. Let see what happens, as I am still new in stocks investment...

    Jul 21, 2021 12:24
  • user-avatar

    I live on SSDI and I hope the market will help me get health insurance.

    Aug 31, 2021 14:22
  • user-avatar

    Diversification is important for me

    Sep 3, 2021 04:53
  • user-avatar

    Thanks

    Sep 6, 2021 11:16
  • user-avatar

    very good info

    Sep 17, 2021 22:42
  • user-avatar

    theres always the risk to take note though investing is an opportunity to grow

    Sep 19, 2021 05:22
  • user-avatar

    Oct 20, 2021 12:30
  • user-avatar

    Good learning platform.

    Dec 4, 2021 15:57
  • user-avatar

    thanks

    Dec 19, 2021 03:19
  • user-avatar

    Invest in a company you know about

    Feb 8, 2022 00:47
  • user-avatar

    Mar 5, 2022 20:07

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