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中國財險:2024年度報告

PICC P&C: 2024 Annual Report

HKEX ·  Apr 2 08:52

Summary by Moomoo AI

人保財險公佈2024年度業績報告,期內實現總保費收入5,380.6億元人民幣,同比增長4.3%;淨利潤達321.6億元人民幣,同比大幅增長30.9%。綜合成本率保持在98.8%的良好水平,總投資收益率達5.5%,償付能力充足率維持在232.6%的穩健水平。截至2024年底,公司總投資資產規模達7,303.1億元人民幣,其中固定收益投資為1,823.2億元,以公允價值計量且其變動計入其他綜合收益的金融資產為2,865.9億元,以公允價值計量且其變動計入當期損益的金融資產為1,353億元。公司持續優化投資組合配置,並保持充足的流動性儲備。展望未來,人保財險將持續推進科技創新和數字化轉型,加強風險管理能力建設。公司計劃通過擴大戰略區域的服務覆蓋範圍,並進一步優化投資組合多元化,以實現可持續發展。同時,公司將繼續完善關聯交易管理框架,強化與國有企業及集團內部的業務協同。
人保財險公佈2024年度業績報告,期內實現總保費收入5,380.6億元人民幣,同比增長4.3%;淨利潤達321.6億元人民幣,同比大幅增長30.9%。綜合成本率保持在98.8%的良好水平,總投資收益率達5.5%,償付能力充足率維持在232.6%的穩健水平。截至2024年底,公司總投資資產規模達7,303.1億元人民幣,其中固定收益投資為1,823.2億元,以公允價值計量且其變動計入其他綜合收益的金融資產為2,865.9億元,以公允價值計量且其變動計入當期損益的金融資產為1,353億元。公司持續優化投資組合配置,並保持充足的流動性儲備。展望未來,人保財險將持續推進科技創新和數字化轉型,加強風險管理能力建設。公司計劃通過擴大戰略區域的服務覆蓋範圍,並進一步優化投資組合多元化,以實現可持續發展。同時,公司將繼續完善關聯交易管理框架,強化與國有企業及集團內部的業務協同。
PICC Property and Casualty announced its 2024 annual performance report, achieving total premium income of 538.06 billion yuan, a year-on-year increase of 4.3%; net profit reached 32.16 billion yuan, a significant year-on-year growth of 30.9%. The comprehensive cost ratio remained at a good level of 98.8%, total investment return rate reached 5.5%, and solvency adequacy ratio maintained a solid level of 232.6%. By the end of 2024, the company's total investment asset scale reached 730.31 billion yuan, among which fixed-income investments accounted for 182.32 billion yuan, financial assets measured at fair value with changes included in other comprehensive income amounted to 286.59 billion yuan, and financial assets measured at fair value with changes included in the current profit and loss were 135.3 billion yuan. The company continues...Show More
PICC Property and Casualty announced its 2024 annual performance report, achieving total premium income of 538.06 billion yuan, a year-on-year increase of 4.3%; net profit reached 32.16 billion yuan, a significant year-on-year growth of 30.9%. The comprehensive cost ratio remained at a good level of 98.8%, total investment return rate reached 5.5%, and solvency adequacy ratio maintained a solid level of 232.6%. By the end of 2024, the company's total investment asset scale reached 730.31 billion yuan, among which fixed-income investments accounted for 182.32 billion yuan, financial assets measured at fair value with changes included in other comprehensive income amounted to 286.59 billion yuan, and financial assets measured at fair value with changes included in the current profit and loss were 135.3 billion yuan. The company continues to optimize its investment portfolio allocation and maintain sufficient liquidity reserves. Looking ahead, PICC Property and Casualty will continue to promote Technology innovation and digital transformation, strengthening risk management capability construction. The company plans to achieve sustainable development by expanding the service coverage of strategic regions and further optimizing the diversification of its investment portfolio. At the same time, the company will continue to improve its related party transaction management framework and strengthen business collaboration with state-owned enterprises and within the group.
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